Archive for February, 2010
If you are filing for bankruptcy will they take away your assets for unsecured credit cards?
when you file for bankruptcy will they take your assets in payment for your unsecured credit cards?
Can I use more than one merchant account with my payment gateway?
I have a merchant account and a payment gateway with Aurthorize.net. I would like to get a second merchant account. I am wondering if I can use the same payment gateway(Authorize.net) for both merchant accounts? Or do I need a new payment gateway for the merchant account? Can I still use Authorize.net? Please advise.
what is the best pre approved credit card for rebuilding credit.?
I'm looking to get a credit card to rebuild my credit... not really interested in a secured card to deposit money first. I have paid off all my debt to hospital bills and student loans and am in the process of trying to get them to give me a good faith adjustment. I don't really need extra money, I'm just tying to rebuild bad credit. So does [...]
Business credit question?
Does "EIN" stand for "Employer Identification Number"? D and B: "Dunn and Broad-street"? This last definition I'm not sure of the spelling. I am trying to help a friend who owns/operates a small child day-care. She has been in business for 5+years but has terrible personal credit. I was asked to research the [...]
What is the best and fastest way for my husband to raise his credit score by 40 points?
We want to refinance to lock in a fixed rate. (and possibly pay off around ,000 in credit card debt- but that is not necessary) He has a few late payments on a couple smaller balance accounts that are screwing up his credit score. My credit isn't that great either, plus I don't work (Stay at home mom) We owe 0,000 on our house and it's been [...]
My Credit Line Has Been Approved….?
i've got a call and the rep went like my platinum membership with the 00 small business CREDIT LINE has been approved and they wanted to see if i would've liked to activate the proccestin of it and he said the interest rate is zero and there ain't any kindda proccessing charges...i've never applied for one but i kindda need this and i really don't [...]
Secure Credit Card to Improve my credit score?
I have a bad credit score and am in the process of fixing it. One of my credit account was closed due to the change in their ownership, and now I only have an account with 0 limit and hurting my overall score. I am thinking about getting a secure credit card with perhaps 00-00 deposit. Is it a good idea? What happens if I want to close the [...]
Unsecured Credit Card for People with bad credit?
Does anyone know of an unsecured credit card for people with bad credit? I am looking for one with a 0 credit limit. High APR is not an issue as I am not wanting to use the card, I basically need it t make it easier in car rentals and in helping me re-build my credit.
What strategy will hasten the credit building process for an authorized user on an Amex gold card?
My bro added me as an authorized user on his amex gold card so i can build up credit. I was wondering what is the best strategy to take with this card seeing that it is not a revolving account but rather an open account. I have confirmed that the card can be used as a vehicle to build credit, . I have also been dutiful in paying off recent [...]
I live in chicago and i'm looking for expert advice on selecting a merchant account service.?
I am planning on accepting credit cards over the internet, in person and over the phone. I need something reliable and solid and of course I am willing to pay more for a better co. that will provide the service in that reliable fashion.
What is the best small business bank in Northern California?
I have been running a small business for nearly 20 years and my current bank has decided that they don't want me as a customer. My current relationship includes the following products: -Business Checking -Merchant Services -Business Credit Card -Business Credit Line -SBA Loan -Home Mortgage -2 Personal Checking Accounts -2 Personal [...]
What is the best chance for a person new to credit to get approved for a card or loan?
I'm 23, not currently a student (so I can't apply for student credit), I co-own a business, I don't own a home or a car, my credit score is 704 (on Transunion), I have one store credit account with Macy's (limit 0) and one credit card which I opened with Best Buy (limit 0). Both of them are currently paid off. I opened the Macy's account in [...]
How do real estate loans work?
Commercial real estate loans? How do they work How do developers get money to build huge skyscrapers? How do they pay these loans back? I need details.
What is the best way to accept credit cards in a convenience store?
Also what are the lowest processing rates you have found?
if i file bankruptcy after served summons for unsecured credit can a judge still request my bank account stat?
I am in a pickle, got served summons for unsecured credit debt, 6700.00, i am seeing an attorney wed to file chapter 7, no other choice! After i file, can a judge then request my bank statements? Reason asking, is i am receiving ssi (for real disability) and my spouse did not have his own checking account and i have been depositing his [...]
Where can we get a business line of credit or loan?
We are looking for a ,000 loan or credit line for our business. We have been around for almost two years and we have good collateral through real estate investing. We also have good personal credit. We have not applied before but now we would like to have access to reserves credit to pile cash. Should we look at some small local banks or a [...]
Is it a bad idea to apply for a credit card while in the middle of a mortgage refinancing process?
I have a high credit score (760), and was approved for my bank's best rate. The refinancing process is taking awhile, and I would like to get a better rewards card than what I have. Would it be a bad idea to apply for a new credit card before the refinancing closes?
Do i need a merchant account to accept credit card payments through Pay pal?
i am starting my own online business, and i need to accept credit cards can i use paypal's Website Payments Pro without a merchant account, if i need a merchant account hoe do i get one
looking for unsecured bus credit line/loan, but dont have a SSN and therefore no credit history. Any advice?
We are a registered Californian company, but are UK citizens living in California. The company is just over 1 year old. The purpose of the loan/business credit line is to purchase a small business. The Tax ID is a good answer... but will this be usefull where someone needs a credit record? Or, for business finance, would our personal [...]
Whats the best way to build up good credit.?
I'm 18 and don't have a credit card yet. I'm perfectly fine with that. Cash is awesome. But once I do get a card whats the best way to go about getting good credit without going into debt in the process?
What is an unsecured credit card? What is apr? ?
I'm looking into a credit card for emergencies. I am shopping around and am not even sure what half of this stuff means. Can anyone help me? What is unsecured mean? That doesn't sound like something good. What is a good apr?
How can I create an application in active server pages which lets users to buy the products by credit card?
- I have the shopping web site which consists of all necessary tools (such as shopping chart etc.) Now I am missing the credit card process. This is going to be the last page, the user will enter the all necessary credit card information then, if the money transmission done successfully, the order process ends. Best Regards Bilgin [...]
How do I build positive REPORTING credit for my small business?
I recently got a Business Platinum Visa for my small business (I'm a contractor) through Bank of America and found out today that they only report negative (past due accounts) information to the credit bureaus, not positive. In other words, my ,000 line of credit is useless because no one can verify that it exists. I have proof of this--I [...]
How can I charge my customers who pay with Credit Cards?
I am shopping around to find the best solution to charge my customers (in store) who pay with credit cards, and the cheapest too. I was looking at Quickbooks credit card processing software, and it seems like a good deal. But do I have to have a merchant account in order to use it? Thanks
Best time to cancel a credit card?
Through the process of rebuilding my credit I started by getting sub-prime credit cards in the beginning such as first premier, my tribute, orchard, etc. Well I now have better cards that I haven't had for very long. But my sub-prime cards will not increase my limits. So my question is this! Should I cancel my sub-prime cards that I've had longer [...]
$800,000 Commercial Real Estate Loan needed ASAP!?
My Partners and I are providing capital investments needed for operating capital, décor and design, however, our corporation needs 0,000 financing to procure the building and existing equipment for the restaurant location selected. The financing is required to begin work on kitchen design, architectural plans, manuals and recipe books, additional [...]
where can i get a unsecured credit card?
where can i get a unsecured credit card? I am trying to improve my low credit rating/score and realize this is an easy way as i cannot get approved for any loans and no way in the world can i get approved for any line of credit including a credit card... I went to search on google and the search results are just a big list of "so-so" [...]
How can I make sure that the funds are safely processed in an offshore merchant account?
My dad's business has an offshore merchant account, and I just want to make sure that the money that's pouring in actually goes in it. your ideas will be very much appreciated!
How to reach merchants who need payment processing service?
What are the best ways to find merchants who need credit card processing service or who wish to lower their current rates?
