I am 18, but very responsible with money and would like to build a credit history. I do not like the fact that unsecured cards basically rip you off with the annual fee. I’d like to have a credit card from bank of america. Can I get an unsecured card there?
I started with dept store credit cards when I was 18. Most will give you a credit card with a real low credit line. Use it wisely, and you’ll soon be able to get a major credit card. One thing will lead to another, until you can buy a car, house, ect…
Check it out here. It’s an excellent site with some wonderful options for you. It will definitely help you. Have a look.
http://loan-house.we.bs/creditcards.html
http://loan–house.blogspot.com/search/label/Credit%20Cards
Go to Bank of America, ask them that you want a credit card but you put deposit about $300.00 and if you use the credit card over limit, the bank will deduct from the $300.00. in your deposit. So in the mean time you will start build your own credit history.
Good luck