‘Commercial Real Estate Financing Questions’ Archives
So does Ron Paul call like it is?
regarding the end of the recession that the government says is happening: 'Be Prepared for the Worst' Ron Paul, 10.29.09, The large-scale government intervention in the economy is going to end badly. Any number of pundits claim that we have now passed the worst of the recession. Green shoots of recovery are supposedly popping up all [...]
Aren't appraisals of real estate flawed in many way?
Years ago, when my husband and I were moving, we had one realtor say our house was worth this much, and another say it was worth ,000 more than that. Back then, ,000 was a big difference, and that taught me something. (Yes, we got ,000 more) Today, my sis and I own a commercial building and the balloon is due. And the bank says it's now worth [...]
Payoff everything in 5 years or continue to build real estate portfolio?
My husband and I are at a financial crossroads in our lives. I recently finished my medical residency, he is about to get his MBA in two weeks. I ran a "debt snowball" calculator adjusted for my new attending physician earnings and we'll payoff our debts (primary home mortgage, mortgages for 3 investment properties, a credit card and [...]
what is the lowest rate I can get for commercial real estate refinance?
The financial of the company is very good and ther LTV ratio is 65%
Would this be considered Real Estate?
To a commercial lender, would the attractions at a family entertainment center be considered real property? Can the cost of the construction of each of those be added to the purchase price of the land, and be paid for with a commercial mortgage? I personally would say yes, because they are "improvements" put on the land. And just to [...]
Other than Reagan appointee greenspan keeping interest rates low, how did the govt. cause the housing bubble?
"2008 Nobel Prize in Economics winner Paul Krugman states that the notion "has been refuted up, down, and sideways." He also noted in November 2009 that 55% of commercial real estate loans were currently underwater, despite being completely unaffected by the CRA. According to San Francisco Federal Reserve Bank Governor Randall [...]
Commercial Realtors, can you please tell me what this real estate for sale ad means please?
I am not sure if it is saying the owner owns the majority except for so and so piece of property which is a joint venture with a bank??? Well I know banks aren't in the real estate business which is why this part doesn't make sense to me. Is it because someone else had bought a certain plot from the owner with a loan and it got reposessed or [...]
Getting a commercial real estate loan?
My fiance and I are trying to get a commercial loan for a rental property. He has a credit score of about 680, and I have a score of 554, what are our chances of getting this loan? I have the worst score, but I make the most money.
will obama bail them out also ?
MIAMI – Like many home owners, hotels are starting to drown in debt. They have been enticing travelers all year with sweet deals: credits for in-house spas and restaurants, up to 50 percent off five-star rooms, even free nights. But all that discounting hasn't stopped occupancy from dropping an average of 10 percent. The result? Hotel [...]
Mets having serious Financial problems? Your thoughts & article inside->?
Report: Mets Financial Troubles Mounting The New York Post is reporting that the Wilpon family’s financial situation is so precarious that they cannot add payroll through trades. The report states that adding a front line starting pitcher is the least of their problems. Their debt load is so heavy and attendance is down so much this season [...]
Hey, I'm a new loan officer and looking for marketing advice from other officers.?
I've been loan officing for 5 months now and still consider my self pretty new, My biggest problem is most my clients have bad credit, low income, or both with a combination of other hinderences. Even with credit counceling, I've only closed one loan so far. As for marketing Ive got magnets on my vehicle, my boss has commercials running in our [...]
What do you know about Option Arms and Altay loans, this is what's next to fail?
First wave of sub-prime mortgage defaults over. Second wave of mortgage defaults coming now to higher quality credit risks. These are people who have bought homes in the last five years and who have taken out home equity loans. Mortgages now going under water owe more than house is worth. This wave of defaults will take upwards of 10 to 12 [...]
Has anyone ever started a franchise? What types of people are needed to?
I am a mechanical engineer and to date I have been an employee so small business ownership is new to me. I am at the very beginning stages of starting my first franchise. It is a small sandwich shop which will be about a 0-400k investment. My application to the Franchisor is still is in the approval process and I starting to put together a team [...]
Can You Start a Commercial Real Estate Business with Nothing?
Lets assume I want to get into the business of buying and leasing commercial real estate. Can I just start an LLC or Incorporation, identify a property (ie: Office Complex for 0,000), then go to the Bank and say, My XYZ Corporation needs a loan to purchase a 0,000 complex that will be leased out for ,000/yr. Would the Bank Grant the Loan, [...]
Is”$50 billion in low-cost loans from the government to develop fuel-efficient cars” a Good Idea?
"BIG 3 AUTOMAKERS Some worried the (Fannie and Freddie) bailout would set a precedent that could be exploited by other ailing companies such as Detroit's Big Three automakers, which want billion in low-cost loans from the government to develop fuel-efficient cars. "Here our government is stepping in to bail out privately held [...]
I'm looking to purchase a 13 unit investment property…?
I'm looking to purchase a 13 unit investment property. This will be my first property. A friend suggested getting a HUD commercial loan since I don't own any real estate. What do you guys think about that? What would be the best way to go for a loan? Thanks.
How will the commercial real estate collapse effect the economy, badly or not?
A large amount of the commercial loans start coming to term this year (lasting three years). None of them are worth what's owed and will be defaulted on. http://www.youtube.com/watch?v=TKZ8vqfA6kE
How will financing be for me?
Opening a tanning salon(something neat and sophisticated looking.) has been in my plans since I was about 14. All during high school I was home schooled and I worked for my dad cleaning newly constructed houses/businesses before they were put on the market for sale or lease. That is until things went under and he had to file for bankruptcy on all [...]
I am in need of a short term loan?
I am trying to break into the commercial real estate and I have a change to assume a note but I need 000 to take over the note I will be able to pay this amount back in 1 year or less depending on the terms.
Deje Vu? Reagan 1981 &the Collapse of Saving Institutions & Bush 2008 and Mortgage Banks Does History Repeat?
Reagan came to office in 1981 and soon after he presided over the dramatic deregulation of the nation’s savings and loan industry allowing S&Ls to end their reliance on home mortgages and engage in an orgy of commercial real estate speculation. The result was widespread corruption, mismanagement and the collapse of hundreds of thrift [...]
economics money and banking question?
In order to reduce risk and increase the safety of financial institutions, commercial banks and other financial institutions are prohibited from: A. owning municipal bonds. B. making personal loans. C. owning common stock. D. making real estate loans. I think the answer is B am I right?
Do outside sales/inside sales jobs prefer no experience or is there a trick that I dont get?
I've been applying to inside outside sales jobs(account executive and manager) and doing pretty good in the interviews but getting very few offers. Keep in mind these are entry level positions requiring 1-3 years of experience. I'm a recent grad from college and have had much more part time experience than any of my friends while in school. These [...]
What do you think of my depression scenario?
The t-bill bond market is starting to falter, so we are looking at maybe failure by May, 2010. Second wave of bad commercial real estate loans due in 2011. No jobs, unless we continue to hire census employees for the next few years. Several hundred, perhaps thousands of commercial banks will fail in the next 2 years. The fed will be [...]
Starting in Commercial real estate investing?
What price range of commercial property can I realistically apply for a loan on if I make ,000 a year and good credit but have less then ,000 in liquid assets. Assuming I am able to come up with 20% down on the property. I have found plenty of promising properties for cash flow with cap rates around 13%. I just don't know what range is too high or [...]
ARE U A BULL OR A BEAR?
WHAT TIME FRAME OF THE YEAR DO YOU THINK WE WILL BE IN A BULL MARKET? I THINK THE DOW WON'T BE ABOVE 9,500 TILL MID 2010, TILL THEN IT WILL STAY VOLATILE FOR MANY REASONS THAT ARE LISTED BELOW................. October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, [...]
Our Real Estate Agent took $21,000 & Our home! Please Help?
We (thought) purchased a home in 2007. Our credit was a not bad but not enough to qualify for a home loan. The realtor agent offered to take the ,000.00 down payment, apply it to the purchase and keep the mortgage papers in her name until we qualified and could put the mortgage in our names. Until then she we were to have, papers signed and [...]
Will the US go back to a Recesion with commerical defaults , Option ARMs and Alt-A loans reseting?
Seems the trend commercial real estate loss could reach 40-50% this year, so commercial loans could default, not to mention consumer Option-ARMs and Alt-A loans resetting , which is more likely than not to plunge the US economy back into a another recession or worse depression. I don't see inflation as a problem now but more deflation. I would [...]
How will Obama and Turbo Tax Tim and Big Ben handle the next looming financial disaster?
I'm talking about commercial real estate? Forgot about that one did you DEMS? And you want to know why I think Stock Markets are going to crash? Look no further than commercial real estate loans going bad....The housing crises is small potatoes compared to this....Comments?
How do real estate loans work?
Commercial real estate loans? How do they work How do developers get money to build huge skyscrapers? How do they pay these loans back? I need details.
