‘Commercial Real Estate Financing Questions’ Archives
How are they defining 'Credit Crisis' here?
http://www.risknews.net/public/showPage.html?page=862163 Risk News: General News Credit crisis did not start until October 2008, Fed research finds 11 June - New research from the US Federal Reserve Bank in St Louis, Missouri, has found US banks did not begin to cut credit significantly until the last few months of last year, more than 12 [...]
Help finance problems!?
1. The following three one -year "discount" loans are available to you: Loan A: 0,000 at a 7% discount rate Loan B: 0,000 at a 6% discount rate Loan C: 0,000 at a 6.5% discount rate a. Determine the dollar amount of interest you would pay on each loan and indicate the amount of net proceeds each loan would provide.Which loan would [...]
ALL voters(any political party)how much does high interest rates, failure to regulate: banks..& against fraud?
ALL voters (of any political party) how much does high interest rates, failure to regulate - banks as in excessive approval for blind speculation on trends in growth such as real estate, wall street trends and commercial development & especially failure to regulate against fraud from happening on Wall Street - how much does this bankrupt who [...]
Economically Speaking, do you think Malinvestment could be part of the problem with the economy?
Now that the crooks are trying to liquidate them? "The Daily Capitalist Blog" said It is different at the regional and local banking level. Most of them held on to their bad loans as long as they could to avoid recognizing losses, which would require them to either raise more capital or fail. The banking regulators have largely [...]
Urgent Help with Real estate Mortgage Loan problem?
if you went to an institution that specialized in real estate mortgage loans to request a first mortgage loan for your new house, you would probably be at a 1. Commercial Bank 2. Real estate broker 3. Saving and loan 4. brokerage company All these options seems right to me... PLZ HELP here Guys!
How do I purchase commercial real estate with a loan for private use?
I am looking to purchase commercial real estate for private use with a loan. I want the property in my name and not a business name. Do I need to get a commercial property loan or can I get a standard mortgage through my bank? I'm curious to know what my options are.
Are there any rent control laws for non-residential tenants?
Does anyone know of any place or ordinance that provides some form of rent control for leases on non residential property? for the small independent business owner? The mom and pop corner store? I am so tired of seeing yet another cell phone, cable, loan stop, check cashing, and real estate brokerage move in to the spaces where those [...]
Are there any resources out there for women starting a business where NO down payment is required?
I have searched and talked with so many different organizations about getting a business loan including SBA, commercial banks, and state funded organizations set up for funding small business owners. I have the business plan, the statistics for future sales and I have the collateral. What I don't have is money for a down payment even if it's [...]
Can your Social Security, Pension benefits ,Real Estate, or Annuities be seized if default on a business loan?
The business I own is considering a Commercial Loan. I would like to know if I default on this loan are any of my personal assets at risk for being taken such as Social Security, pension benefits, Real Estate, Insurance policies, Annunities, bonds, or Stocks
How can a loan have a 5 year maturity and 25 amortization?
Trying to understand this statement "permanent loans on commercial real estate with amortizations ranging from 15-25 years and maturities of 5-7 years". How can a loan have a 5 year maturity and a 25 year amortization? If it matures at five years, I would've thought that is when the loan is due so there would be no further amortization, [...]
What is your opinion of the attached editorial?
History repeats in housing disaster We all await word from Washington, D.C., concerning our new president’s plan to fix the economy. We’re told to expect bags of money to be distributed by the federal government soon. We’re expected to believe the generosity of Washington will save us from our current circumstances. Really? Let’s [...]
Contributions to the financial crisis?
how did real estate loans at commercial banks affect the economy and how did adjustable rates and subprime mortgages rather than long-term fixed mortgages contribute to the financial crisis?
Where can I get Commercial Real estate financing?
I need a hard money loan or a asset based loan. Lenders from the nyc area please. I don't want any other type of loan(conventional loan).
who offers a Loan/ line of credit for Commercial Real estate of Fortune 500 franchise purchase at 20% cap rate?
terms desired are non recourse
Can home values increase?
Can anyone explain to me logically, economically, how real estate values (non-land, non-commercial) can increase, going forward, without median labor wages increasing? I've done the math based on loan/value and avg affordable home cost. With the elimination of creative financing, I do not think it is possible. and, again, real estate values as a [...]
match the #s with letters?
1 Funds cannot be removed from this savings account until the end of a certain period of time 2 A type of loan used to buy real estate 3 The amount borrowed in a loan 4 The largest source of income for banks 5 Provide the most services and play the largest role in the economy of all types of lending institutions 6 Requires customers to [...]
match the #s with letters?
1 Funds cannot be removed from this savings account until the end of a certain period of time 2 A type of loan used to buy real estate 3 The amount borrowed in a loan 4 The largest source of income for banks 5 Provide the most services and play the largest role in the economy of all types of lending institutions 6 Requires customers to [...]
match #s and letters?
1 Funds cannot be removed from this savings account until the end of a certain period of time 2 A type of loan used to buy real estate 3 The amount borrowed in a loan 4 The largest source of income for banks 5 Provide the most services and play the largest role in the economy of all types of lending institutions 6 Requires [...]
Can you get a house re-appraised if you didn't like the first guy's answers?
My sister put money down on a home that was listed as residential property, it was infact a duplex that she planned on moving into both halves and eventually making it into one home. She got approved for the loan, sent the check to the insurance company, and put the money down, and when she got it appraised, the guy told her that it was [...]
Do you think anything will come of the investigation into the Rezco/Obama land deal?
http://www.washingtontimes.com/news/2008/oct/18/whistleblower-hits-obama-friends-appraisal/ "In a complaint filed Thursday in the Circuit Court of Cook County, Kenneth J. Connor said that his reappraisal of Rita Rezko's property was replaced with a higher one and that he was fired when he questioned the document. Mr. Connor, a real [...]
career help??? I will give best answer?
I am mostly interested in %. For example, a real estate agent would earn 6% commision of the house. So how much % does a COMMERCIAL loan officer get off of the client? --and they do get a base salary. I
I'm 25, debt free, partner owns house. Should I buy an office? I work 3 days p/wk at the moment. Its 110K?
My partner bought his first house in January and we havent had any trouble making the repayments on his wages alone. I recently graduated with my BHSc but even so my nett income is only around 2500p/month at the moment. I'm thinking about buying a small (tiny!) office in a trendy area for 92K and to start consulting from there 2 days per week and [...]
What happened to FDIC that kids called Feds Dig In Cash? Was the money lost, strayed or stolen outright?
FDIC weighs extraordinary steps, including loans from banks, to shore up insurance fund * By Daniel Wagner, APey Business Writer * On Tuesday September 22, 2009, 5:09 pm EDT WASHINGTON (AP) -- The Federal Deposit Insurance Corp. is weighing several costly -- and never-before-used -- options as it struggles to shore up the dwindling [...]
What is best when buying a commercial building?Include real estate taxes?
Now Im buying a commercial building.The deal is owner carries contract, or finance the amount with his/her own interest. Is it best if we include the real estate taxes (which are about less than ,000.00) with the principal payment and interest or just pay the principal payment and interest without real estate taxes?Is it true that adding the real [...]
My sister put money down on a home that she might not even get, any ideas?
My sister put money down on a home that was listed as residential property, it was infact a duplex that she planned on moving into both halves and eventually making it into one home. She got approved for the loan, sent the check to the insurance company, and put the money down, and when she got it appraised, the guy told her that it was commercial [...]
In a commercial real estate loan portfolio, how do they analyze the performance of the loan?
I have heard that there is a sliding scale involved from 1-10. Is this true?
$800,000 Commercial Real Estate Loan needed ASAP!?
My Partners and I are providing capital investments needed for operating capital, décor and design, however, our corporation needs 0,000 financing to procure the building and existing equipment for the restaurant location selected. The financing is required to begin work on kitchen design, architectural plans, manuals and recipe books, additional [...]
100% equity in home… need loan advice?
hey all, i'm a 21 year old college student majoring in music (production/recording). i just purchased my 1st home cash/outright. i lost my mom in 2001 when i was 13 and used the modest life insurance policy she left for me to purchase the home. after losing my mom i moved in with my grandmother and lost her in 2004 after a year long battle [...]
Remedies for poor bank accounting in commercial real estate loan. Any federal recourse ?
The bank repeatedly doubled up the amount of interest reserve used each month and also doubled up the amounts of each construction draw. When the constuction funds and interest reserve ran out, the bank foreclosed and refused to correct their accounting even though we brought it to the attention of their construction specialist and the CEO. Are [...]
Why do college scholarships so hard to get?
So I have applied to about 20 scholarships already and plan to continue...but I've already been denied by 7 and it's getting very discouraging. I've gotten Trustees Merit Scholarships from three of my schools, but of course...they're private and the rest is still a bit of a challenge to pay for. My family makes about 90-100,000 a year...and I [...]
