Ethical Resources For Ethical Small Business Owners
Tuesday May 22nd 2012

‘Line Of Credit’ Archives

can you use unsecured personal line of credit to finance a small business?

I currently have a small online (home based) retail store. Only after a few months of selling, I see there is a lot of potential to be made. I want to make my next move and that is to expand (order more stocks). So, I was thinking about applying for an unsecured line of credit and use that money to finance my small business? Around 7k to 10k [...]

music business situation with my "friend"..how to handle professionally?

okay so here's the deal straight up. my ex co-worker is a rapper trying to make it in the music biz and his manager just hooked him up with a great opening performance at a small place for a popular rapper in a few weeks. i'm glad the kids making progress but he's not so good at writing lyrics..yesterday he asked me to write some lyrics over [...]

Washington DC (both Parties) destroying our economy?

Here is a paste of something I got in an e-mail. The source link is at the bottom: ]]

What are my funding options for start up business?

I just got my DBA today but I still need funding to get my business going. I have some money, but I still need about ,000. I talked to my bank (bank of america) and they don't do small business loans for start up businesses, and it seems like I'm running into that everywhere I look. I have a business plan and cash flow projections, I have a [...]

When progressives attack business and the Bush tax cuts who do you think you are attacking?

You complain that Buffet paid 16% because of the capital gains rules. BUT you want to raise the rate on 80 plus perent of the small business owners have 19 employees or less and are subject to the top rate (32%) and do not make their living by capital gains. They also did not get the tax breaks that Obama gave because they were written for large [...]

is tenant a business responsible for rent of rest of lease duration if tenant closes business due to?

landlord's fault? we have small business. A month ago something happened to our business building and phone line was damaged. Phone and credit card machine haven't been working and it has been affecting our business. Verizon said something is damaged in our building and it's something our landlord has to fix by dealing with conedison. Our landlord [...]

Business Line of Credit/No Personal Guarantee?

I am trying like crazy to open some lines of credit to start establishing my companies credit history, however, I really am not wanting to use my personal information/social to do this; I want everything to strictly be in my companies name. Does anyone know where I can apply to open some lines....even small lines, I just need to start [...]

What does it take to get credit for small businesses?

Long story short.. My bank is a credit union, although I love them and we call each other by name, their business banking leaves something to be desired... At the moment, I have a decent amount of start-up capital, and a full time job. In a few weeks, my business launches and starts marketing. So far, I have used credit cards on my personal [...]

Small business Partnership dispute?

Its a small retail store in audio/video materials. My father and his brother own the store and they live in the same house (lol) My uncle owned a third of the house (father 2/3) The store was bought from another person using a secured line of credit from the house my father and uncle lived in. The Uncle approached my dad and said lets do [...]

What are the best types of business to open?

I have a small capital and I also have two cars to put up for collateral to the bank to get a new business line of credit. I have a few ideas for a business but i don't feel to strong about them. I just graduated college and i am NOT EVER going to work for anyone else. I want to open my own business.. Does anyone have any good business ideas in an [...]

where did the additional funds go?! (kind of long, please answer!)?

My husband refinanced our home with wells fargo financial (NOT the same as the actual Wells Fargo, we found out a few weeks ago) on a 12 year note in 2008. it was originally a 30 year term. we had been dating for about 6 months, so it was really none of my business at the time. the payment went from a little under 500 per month to 950.80 per [...]

Can I use my tax id number for my business to get the things I need for the business?

Need to obtain a small line of credit to purchase cleaning supplies can that be done that way?

Concerning Business: What does "EIN" and "D and B" mean?

Does "EIN" stand for "Employer Identification Number"? D and B: "Dunn and Broad-street"? This last definition I'm not sure of the spelling. I am trying to help a friend who owns/operates a small child day-care. She has been in business for 5+years but has terrible personal credit. I was asked to research the [...]

Has anyone ever gotten a business line of credit ?

I am an owner/partner in a small business that has been running for about 7 months. we just applied for a business line of credit from Chase bank. My brother is the co-signer with a 750 credit score. I am not sure how the process works and wanted to know if anyone has ever gone through the whole application before and got approved. the lender [...]

Are there any lines of credit available?

Or small business loans available for people with not so great credit?

What are the chances I’ll get audited by IRS?

I own a very small restaurant, about 300 sqrfeet, It was opened in 2004. I filed in 2004, but I still owe returns for 2005-2007. I will file these returns by October 15. The business has not been profitable, barely earning a profit. I've had to use my credit card to pay various expenses. I believe the business has potential so I plan to stay [...]

Why wont the news media tell you the rest of the story on HR 6? Taxing "Big Oil" isnt the only part..

section 2, title II, section 204 and we actually page 10 under section 204, item C. And I will read this, will find this stunning that it is actually in print. That transfers item C, line 4, page 10: A lessee shall not be eligible to obtain any economic benefit of any covered lease or any other lease. So President Clinton's team had [...]

What do you think is the greatest invention created by mankind?

all human beings collectively; the human race; Humanity here on planet earth. family,friends,Arts and Humanities,Business and Finance,cars and transportation, Computers and Internet,networking the transference of wealth, hardware your brain,smart-phone-computer,insurance,taxes,small [...]

If money is not an issue, what is the best way to increase my FICO credit score?

Please help me with suggestions on how to raise my FICO credit score. I understand the rules of improving this and am not looking to break any laws, just want some guidance removing negative items and boosting my scores. There's no use crying over spilled milk so discussing the reasoning for receiving these negative items is moot, I just want help [...]

" I am in need of some educated answers"Chocolate Shop Vs. Art Career>See Below.>>"?

I am an adult woman. I have been exploring myself/interests/talents. I had some revelations.. and don't know which would be my best bet/choice? And Why? I am for sure.. going to be taking a two year program for an associates in Graphic Design.. to help support me financially. I am able to add on some credits .. taking some extra fine arts [...]

how is my biography on giorgio armani so far?

Giorgio Armani was born on July 11th, 1934 in the northern Italian town of Piacenza. He attended public school and developed a love for theater and the cinema. Giorgio Armani had originally planned to study medicine, so he attended Milan University so he could become a doctor. Armani found his passion elsewhere, however: in photography. [...]

Is a credit card unsecured if you paid a yearly fee?

I owe on a hsbc card and have no clue if it was a unsecured card. I can't pay the monthly payment of 300 one card wants and they want it now. I just wish unsecured cards couldn't take you to court.

How can a home mortgage lender verify an applicants provided employer actually exists?

With all of the on-line tools that appear to exist to create a ficticious business (web pages, efax, etc, etc...), how does a lender verify a small company actually exists when verifying an application for a mortgage loan. Specifically Mr Jones, indicates that he works for X small company and provides realistic looking proof of employment of [...]

should I wait on applying for a loan?

I'm a 22 year old Business major who has almost everything in line to open my own business. I am in need however, of a small loan to purchase a few things. The question is, I also just got a new Credit Card, and I'm hesitant to apply for a loan so shortly after already adding to my ability to rack up debt. The CC is a personal card, and doesnt [...]

Bad Credit Loan – Where can i get a unsecured bad credit loan?

I am in a desperate situation and am looking for a bad credit personal loan from someone who is not trying to scam me. If anyone can offer some advice, please any would be appreciated.

Written by a republican please read: Why Republicans should support health care reform?

http://www.chicagotribune.com/health/ct-perspec-0314-lahood-20100314,0,3364029.story I've been a Republican all my life, when I served in the Illinois legislature, when I worked for members of Congress and when I served in Congress. During the 2008 presidential election, I supported Republican Sen. John McCain. I have always been — and still [...]

steps to change wells fargo secured credit cared to unsecured after one year?

i was told that after having secured credit card for one year i can have unsecured credit cared and get my money back.so it is the time now but i dont know the steps to do that. when i go to different wells fargo branch they told me differen steps. can anybody tell me best way to get the unsecured credit ? thank you

This is a real estate question concerning NYC?

To does who have seen the movie Carlito's Way, the scene when Al Pacino is talking to Sean Penn in is coop or condo, the view form the living room window faced the a bridge, I not sure if it was the Brooklyn or Williamsburg. But the view was almost equal to the road way of the bridge. The limited view from the movie camera to my breathe away. I [...]

What is an Unsecured credit card?

What does the "Unsecured" part mean?

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