‘Line Of Credit’ Archives
Is Your Bank Fair With Their Fees?
I belong to a credit union and as long as I have the money in the account, I pay no monthly fee and can write as many checks as I want to in a month. Chase raised their monthly small business fee to , and charges a 0 annual fee on lines of credit. I just heard that Citi is going to raise their fees as well. What do you think about you bank (or [...]
Can I file for bankruptcy?
I couldn't get a loan for my small business and I endup using all my credit cards to cover team, supplies, trips for our team riders, rent, goods and services, some equipment, etc.. The business was as sole and all the card were on my name. So is my personal line of credit. I was hoping that it will payback the bills and didn't go that way. I [...]
My credit score now is about 500. I just got approved for a orchard bank unsecured credit card.?
I want to know how I should manage it. I currently have a car loan and student loans that have made current, and I have about 3 CO that I am paying off. Any suggetions?
I would like help in writing a Decline letter for a funding Proposal?
I am seeking funding for a start up Business and was offered for a small ,000.00 fee a loan/line of equity credit. I would like to decline in a sort of smart A** way but respectful way at the same time and I'm sort of stuck as to how to do that? Can someone HELP because I am not willing to pay for Funding at all My original request was for Angel [...]
How Do I Get Start up Capital?
I am in the process of starting a small general trades/drywall company that caters to large construction management companies in the northeast. Over the past six months we have built realationships with these companies and have successfully been awarded work by these firms for a total of + million. But there is a problem - money. I am told by [...]
Where can I find an unsecured, no personal guarantee, business line of credit?
I've heard these can be found, but I don't know where to find one. I've been in business 20 years and need to find 2 unsecured lines of credit for 25-50K each, without signing a personal guarantee. I own a corporation and already have too much of my personal property on the line, yet I need some extra cash right now for working capital. Any [...]
Are people confused about what the bailout means? ?
Although the source of the problem came from Wall Street and poor mortgage decisions by unqualified home buyers, it now a American public problem. It has an adverse effect on EVERYONE. The problem is that banks are unwilling to lend money to businesses because they need to keep liquid cash on their books to remain solvent due to the bad [...]
Why do people still think Obama = SUPERMAN?
It hasn't even been a year yet and Obama has already shown his true colors: - Expanding BOTH wars, and ordering predator drones strikes into Pakistan (Despite being the "peace" candidate and promising a "quick withdrawal") - Has already put the taxpayer at risk for a .7 trillion line of credit available ONLY to big [...]
Does Yellow Pages bring you job leads?
I have a small house painting business and I'm considering placing a credit card size ad in the Yellow Pages book. I will also appear in the online yellow pages. The sales rep gave me a price of a little over ,000 to place my ad in two books, and an optional per month to be listed on Dexknows.com. For my line of business, is it worth the money [...]
can an average credit score of 610 and really no outstanding debt get an unsecured credit card?
also does it hurt my credit or help me when i get a card? i only have a secured one that ive been great on for 3 years and a car loan that was never late and pay more towards principal. ive been trying to repair my credit and im wondering if now i can get an unsecured card now that everything is pretty much better?
Michael Moore has joined the anti-bailout forces…will Liberal support dwindle as well?
Moore certainly can't swing large groups, but he isn't the only liberal moving against this. There is a general fear that the powers that be will wreak the middle class's 401Ks if they don't get what they want. Has the partisanship that came in when McCain dragged the presidential hopefuls into this, lead to the collapse of our 401Ks and a [...]
What does it mean by unsecured credit cards?
Recently I have heard about a terminology and I would like some one to answer the terminology in simple word. All of the answers are highly appreciated but kindly leave the best answer and correct answers. What does it mean by unsecured credit cards? http://www.alliedtrustdiamond.com/free-info/unsecured-offers.html
How can we get funding to purchase a B&G business?
My fiance and I are attempting to buy-out a Bar & Grill business, but have horrible credit scores. He just lost his job on top of that, so we are looking to possibly purchase the business with a partner (or two). It's a popular business venture, and we already have all the paperwork to get going on funding. Throughout all our friends and [...]
If my corporation get sued by client and they win would it will effect my personal credit?
I have a corporation and i provide service to get line of credit for small businesses, and their is one client who already sign the contract and its said in the contract if they cancel for any kind of reason they cannot get their money back and he already sign and agree on that but when the market go bad and his credit also screw up he said that [...]
For those who have had an unsecured Orchard Bank Credit Card?
I've been reading but I don't quite understand yet,what is the credit limit on the unsecured cards.
I want to transfer existing balances from 3-4 credit cards of like 5k each to one account, whats best solution?
I have about 20k in credit card balances across 3-4 cards. I want to close those and transfer the balances or pay them off with a new line. I doubt I can qualify for a 20k line of credit right now because of the conditions. What is my best alternative to making this happen, does anyone know? can someone make as many suggestions as possible as [...]
Where can I go to get a bad credit unsecured personal loan?
I have bad credit and need a loan. But I don't want to stick myself with payday lenders or car title lenders. And I definitely don't want to risk my house. Any advice? I only need a quick ,000. No need to be a prick. I'm just asking a question. The bad credit is result of falling upon hard times, as is the case with the majority of the [...]
Should I quit my job?
OK, I'm really obsessing over this question given the economy. Here's the deal. I work part time as a secretary for this ultra rich dude. I work part-time although he expects me to get the work done of a full time employee. So, if items don't get completed in the time I have he calls me and makes my life horrible. I seriously bend over backwards [...]
Geitener said 97% of small business would see tax reliefe BUT businesses which create 90% of the jobs will NOT?
Small businesses who have the size to hire people almost all fall over Obama's rich line and will be savaged by the tax increase. They will also be damaged by the upcoming interest increase in borrowing money. Those businesses are THE ONES who always push a recovery, and now they are hamstrung, and they will not this time. And those small [...]
I have a small business (new)….?
...I quit another job and am wondering if I could use my 401-k to help finance my business. My business is growing and I would like to pay down my line of credit from my house. Anyone know of a way that I could use the 401-k to help my business because I have to borrow more soon to do a complete buildout of the store. I have been working this [...]
What is the best unsecured credit card for people with bad credit?
I am looking to improve my credit by transferring all my past due debt onto one card, to reestablish a good credit rating.
Is it illegal to run a business on a residental line?
Now verizon is saying that its illegal? I run a small business making around 100k a year but this phone bill & all these business lines are killing me 300+ a month!! So i connected my credit card machine,fax,phone & internet to one phone jack & everything works fine. Will i get taken to jail if i just switch to one residental [...]
Can I still Refinance If I'm Self Employed? I have an Option ARM mortgage and am afriad of rising rates!?
I JUST started my own business and bought a new house and between the two I'm kinda broke. Started the business about 6 months ago and I've been moved in here now for about 12 weeks now. I keep hearing that the mortgage companies that made stated income loans are all going out of business. I got a smart choice mortgage and a line of credit [...]
Have u ever had an unsecured credit card?
Have you ever had an unsecured credit card company place a lein on your home for an unpaid balance or is this just some tactic that the collection agency is using to scare the consumer? Or have you known someone who had this experience? The balance they are quoting is substantially more that it had been a year ago.
Vonage or Magic Jack Can They be Used With a Credit Card Terminal?
I am looking to start a small business and need internet access but not a land line phone. I want to get a broadband card from either Verizon or Sprint. I will take credit/debit cards and need a line for the Card Authorization terminal used to swipe the cards and enter pin numbers. Does anyone definitively know if Magic Jack or Vonage can be [...]
What are typical APR's on unsecured credit lines for startups?
Please flag trolls and spam.
What type of consequences does a s-corp. face when it fails? More so what do the owners face in this situation
I entered a partnership about 8 months ago. My partner reassured me that the company was solid. It didnt take me long to realize that that certainly wasn't the case. Eight months later we are in what seems to be a very bad situation. The money that we make is only enough to pay our employees and very little bills. Furthermore, my partner regularly [...]
