Ethical Resources For Ethical Small Business Owners
Thursday March 11th 2010

‘Line Of Credit’ Archives

If I give a personal guarantee on a business credit card for my corpo how does it affect my personal credit?

First let me say that I DO NOT want to know how or pay you to obtain business credit without a personal guarantee! I own a small business and I am incorporated, with an EIN and seperate business bank account. I am interested in possibly obtaining a business credit card, or a business line of credit. I was looking at some different banks/card [...]

In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt?

In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt? How does it work; I lost my job and cannot make those payments the only thing i can pay is my house payment; any help would be appreciated i know every state is different; thanks Lets say I have 15k in equity in my house what does the [...]

Business credit?

Will establishing a business line of credit help our personal credit rating? My wife owns a small business and we have received many offers for credit so she's curious.

i am on fixed income and trying to find an unsecured credit card?

I am looking for an unsecured credit card with low APR, I am on fixed income and my credit is bad. Any help will be appreciated Thanks

I'm looking for a place to get a unsecured business line of credits. Or companies that will give trade lines

I have a small business and need to establish a paydex score, I'm looking for some companies that will provide either trade line or unsecured lines. There are companies that are charging fees to help find companies, but I was hoping to find some help here.

I'm applying for lines of credit for my small business.?

I'm applying for lines of credit for my small business at ezunsecured.com. I'm applying for 0,000 but will probably only need ,000. My question is lines of credit should act like a credit card so I only pay back the money that I've used, right? Not the whole 0,000. Another thing is does anyone have a review on ezunsecured.com?

where can I find a unsecured credit card at online?

im trying to find a unsecured credit card any suggestions?

searching for companies that give business lines of credit?

I was wondering if someone knew of someother companies that gives trade lines of credit without a personal gurantee? I have a small business and I'm trying to build my paydex score. Some companies are charging a large fee to supposedly give you acess to these companies. I already have places like kinkos but I'm looking for some others.

If you are filing for bankruptcy will they take away your assets for unsecured credit cards?

when you file for bankruptcy will they take your assets in payment for your unsecured credit cards?

Business credit question?

Does "EIN" stand for "Employer Identification Number"? D and B: "Dunn and Broad-street"? This last definition I'm not sure of the spelling. I am trying to help a friend who owns/operates a small child day-care. She has been in business for 5+years but has terrible personal credit. I was asked to research the [...]

My Credit Line Has Been Approved….?

i've got a call and the rep went like my platinum membership with the 00 small business CREDIT LINE has been approved and they wanted to see if i would've liked to activate the proccestin of it and he said the interest rate is zero and there ain't any kindda proccessing charges...i've never applied for one but i kindda need this and i really don't [...]

Unsecured Credit Card for People with bad credit?

Does anyone know of an unsecured credit card for people with bad credit? I am looking for one with a 0 credit limit. High APR is not an issue as I am not wanting to use the card, I basically need it t make it easier in car rentals and in helping me re-build my credit.

What is the best small business bank in Northern California?

I have been running a small business for nearly 20 years and my current bank has decided that they don't want me as a customer. My current relationship includes the following products: -Business Checking -Merchant Services -Business Credit Card -Business Credit Line -SBA Loan -Home Mortgage -2 Personal Checking Accounts -2 Personal [...]

if i file bankruptcy after served summons for unsecured credit can a judge still request my bank account stat?

I am in a pickle, got served summons for unsecured credit debt, 6700.00, i am seeing an attorney wed to file chapter 7, no other choice! After i file, can a judge then request my bank statements? Reason asking, is i am receiving ssi (for real disability) and my spouse did not have his own checking account and i have been depositing his [...]

Where can we get a business line of credit or loan?

We are looking for a ,000 loan or credit line for our business. We have been around for almost two years and we have good collateral through real estate investing. We also have good personal credit. We have not applied before but now we would like to have access to reserves credit to pile cash. Should we look at some small local banks or a [...]

looking for unsecured bus credit line/loan, but dont have a SSN and therefore no credit history. Any advice?

We are a registered Californian company, but are UK citizens living in California. The company is just over 1 year old. The purpose of the loan/business credit line is to purchase a small business. The Tax ID is a good answer... but will this be usefull where someone needs a credit record? Or, for business finance, would our personal [...]

What is an unsecured credit card? What is apr? ?

I'm looking into a credit card for emergencies. I am shopping around and am not even sure what half of this stuff means. Can anyone help me? What is unsecured mean? That doesn't sound like something good. What is a good apr?

How do I build positive REPORTING credit for my small business?

I recently got a Business Platinum Visa for my small business (I'm a contractor) through Bank of America and found out today that they only report negative (past due accounts) information to the credit bureaus, not positive. In other words, my ,000 line of credit is useless because no one can verify that it exists. I have proof of this--I [...]

where can i get a unsecured credit card?

where can i get a unsecured credit card? I am trying to improve my low credit rating/score and realize this is an easy way as i cannot get approved for any loans and no way in the world can i get approved for any line of credit including a credit card... I went to search on google and the search results are just a big list of "so-so" [...]

Where can I get a credit card or line of credit as an individual (24) or small business quickly. I was turned?

down by Bank of America because I have moved too much recently but have a good credit score.

can anyone tell me where to apply for a small business even with fair credit using my equity in my home?

I would like to purchase a mix-use commercial space from the owner. I own all of my inventory. I need help locating a bank or mortgage company willing to work with a self employed entrepreneur. I have a equity line of credit already with a small credit union, however, they do not offer mix-use commercial loans. Can someone out there please help to [...]

if you dont pay unsecured credit card debt can they take your assets?

If you do not pay on your unsecured credit cards can they take away any of your assets?

How do i obtain an UNSECURED credit card after just going through bankruptcy.. I am Canadian if it makes a dif?

wondering what companies i can look to to obtain an unsecured credit card with poor credit (bankruptcy)... ive exhausted banks, but are there any private companies? or maybe a bank i havent tried?

I have a 31,000 unsecure line of credit, left over from a small business I closed in Jan,2008. after march 09?

I could no longer make regular 850.00 mo.pymts. I have been paying 350.00 pr. mo while trying to work with bank by sharing all my info. including new job info.,tax returns,monthly ex penses, etc, They denyed request for loan modification, they feel me and spouse make enough money, and at the end of this month they will write it off and turn it [...]

what is the best way to obtain credit for a small business once you have received your TIN number?

I have opened a small business and want to obtain a line of credit around 25-50k. What is the best way to go about doing this???

Could someone direct me to a specific unsecured credit card with a line of over 1000 dollars very poor credit.

I have a very poor credit history. I am a bit desperate. I do not care about high interest rates. Ideally i would like to find a card with at least a 5000 dollar line that anyone can get. Unsecured. Does such an animal exist and if so where? Thank you! I have lots of medical bills!

Why does a small business have to pay a fee in order to get a credit report built & scored?How to do quicker?

Dun & Bradstreet was paid in March to create a PayDex score and credit file on my 8 year old business. Now that they have the money, they say that the creditors I listed are NOT D&B members, so D&B can not use them as a reference. D&B will not return any money paid to perform the service they were paid to do. As a small business, [...]

which citibank unsecured credit card can i get without a credit check?

i have come to US 7 months ago on work visa. i do not have any credit history. i want to get an unsecured credit card from citibank. which card should i apply for which will be relatively easy to get?i do not mind a low credit limit but i need an unsecured card.please advise.

Business line of credit?

My husband and I own and operate a small business with aout 300,000.00 in sales each year. we have grown VERY quickly. We now need a small business line of credit or loan to obtain more equipment. We applied through bank of america. Our credit scores are not bad. They ranging from 640-715. They denied us for stupid reasons. (not having enough [...]

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