Ethical Resources For Ethical Small Business Owners
Friday March 12th 2010

‘Merchant Account Questions’ Archives

Should i add my husband to my credit card?

Me and my husband are in the process of trying to buy our first house....the one we now(rent) live in. He just recently obtained some credit, but only reported to equifax. Inorder for him to get the loan he will need to get a credit card, which would be a secured card. No problem. The loan officer said if he could be added to someones card, that [...]

Why is my visa check card causing problems?

I ordered a few things from Amazon.com but they sent me an email that said they couldn't process my credit card. (It's a visa check card). I assumed I had just typed my card number in wrong. But it has happened 3 times (each time I retried it with no problems) on Amazon. It also happened once at Target yesterday. I deposited my paycheck in my [...]

why isn't my score going up from a best buy card?

i got a best buy card last february thinking that this will help my really bad credit score. i was told that after six months it would hit my credit in a good way but my score is still the same. i am also in the process of paying off all of the debt collectors. will the best buy card boost my credit score AFTER i pay it all off? what should i do?

Can I receive paypal donations without a merchant account?

What kind of account do I need to accept donations into my paypal account? I don't need payments to go straight to my bank account or anything like that, although I would like my visitors to be able to donate with both paypal accounts and credit cards. Would a basic personal account be sufficient for this? Otherwise, what do I need to do?

What is the best way to Improve my Credit Score.?

My score is 658 now. I have 6 open credit cards with about 20,000 balance. I do make all payments on time every month. I want to raise my credit score to above 700 level. I am in the process of refinancing my mortgage. Please Help.

What is the best way to travel without using credit cards?

I know I can use debit cards to book flights, hotels, etc. But as I understand it, once the items are booked, the money in your account is immediately taken, and I'd rather that money remain in the account until closer to the travel date. Or am I mistaken on how this process works? Is there a better way? Thank You for the tips!

What is the best way to get $10k dollars to expand your business if you have no credit?

I'm looking for ways to get thousand dollars to help expand my business. I have no credit therefore I don't think I would get approved for a credit card. I was thinking about getting either a small business loan or grant from the government but I am unsure how that process works. Any advice would be greatly appreciated.

What's difference between merchant account and affiliate account?

Hi. What's difference between merchant account and affiliate account in an affiliate program? Can you describe each one? Thanks.

10 points to the best answer!!!! i need a quick answer!!! credit card habits?!?!?

i work for First National Bank of Omaha. First National's Credit Card division is placing a lot of focus on "Innovation" for 2010. With all the government law changes, the banks profit margins are being squeezed. So First National is encouragin everyone to think innovative every day. With this effort, employees may be rewarded for ideas, [...]

CREDIT CARD HELP! i never had a credit card and i need help to know how it works.?

I am 18 years old and i never had a credit card before. i need to start building my credit score and i think i need a credit card to do that. My older sister built her by paying off her new car but i cant do that because my car is paid in full. I am a student (starting freshman in college) and i make about 8K a year working part time. What is [...]

how can i build my credit history?

i have no credit history. what is the fastest way to build it. I want to reach a point where i can borrow a decent amount to maybe open a business or something. How long does the process take to build credit and which companies do you recommend to help me build my credit. what are the best credit cards that give easier than others? I live in [...]

What is the best merchant processing solution?

If you want to take credit card orders (or pre-orders), what is the best merchant processing solution? I've heard the PayPal and Google Checkout will freeze your funds if even a single person complains about your service to them.

Can I use more than one merchant account with my payment gateway?

I have a merchant account and a payment gateway with Aurthorize.net. I would like to get a second merchant account. I am wondering if I can use the same payment gateway(Authorize.net) for both merchant accounts? Or do I need a new payment gateway for the merchant account? Can I still use Authorize.net? Please advise.

what is the best pre approved credit card for rebuilding credit.?

I'm looking to get a credit card to rebuild my credit... not really interested in a secured card to deposit money first. I have paid off all my debt to hospital bills and student loans and am in the process of trying to get them to give me a good faith adjustment. I don't really need extra money, I'm just tying to rebuild bad credit. So does [...]

What is the best and fastest way for my husband to raise his credit score by 40 points?

We want to refinance to lock in a fixed rate. (and possibly pay off around ,000 in credit card debt- but that is not necessary) He has a few late payments on a couple smaller balance accounts that are screwing up his credit score. My credit isn't that great either, plus I don't work (Stay at home mom) We owe 0,000 on our house and it's been [...]

Secure Credit Card to Improve my credit score?

I have a bad credit score and am in the process of fixing it. One of my credit account was closed due to the change in their ownership, and now I only have an account with 0 limit and hurting my overall score. I am thinking about getting a secure credit card with perhaps 00-00 deposit. Is it a good idea? What happens if I want to close the [...]

What strategy will hasten the credit building process for an authorized user on an Amex gold card?

My bro added me as an authorized user on his amex gold card so i can build up credit. I was wondering what is the best strategy to take with this card seeing that it is not a revolving account but rather an open account. I have confirmed that the card can be used as a vehicle to build credit, . I have also been dutiful in paying off recent [...]

I live in chicago and i'm looking for expert advice on selecting a merchant account service.?

I am planning on accepting credit cards over the internet, in person and over the phone. I need something reliable and solid and of course I am willing to pay more for a better co. that will provide the service in that reliable fashion.

What is the best chance for a person new to credit to get approved for a card or loan?

I'm 23, not currently a student (so I can't apply for student credit), I co-own a business, I don't own a home or a car, my credit score is 704 (on Transunion), I have one store credit account with Macy's (limit 0) and one credit card which I opened with Best Buy (limit 0). Both of them are currently paid off. I opened the Macy's account in [...]

What is the best way to accept credit cards in a convenience store?

Also what are the lowest processing rates you have found?

Is it a bad idea to apply for a credit card while in the middle of a mortgage refinancing process?

I have a high credit score (760), and was approved for my bank's best rate. The refinancing process is taking awhile, and I would like to get a better rewards card than what I have. Would it be a bad idea to apply for a new credit card before the refinancing closes?

Do i need a merchant account to accept credit card payments through Pay pal?

i am starting my own online business, and i need to accept credit cards can i use paypal's Website Payments Pro without a merchant account, if i need a merchant account hoe do i get one

Whats the best way to build up good credit.?

I'm 18 and don't have a credit card yet. I'm perfectly fine with that. Cash is awesome. But once I do get a card whats the best way to go about getting good credit without going into debt in the process?

How can I create an application in active server pages which lets users to buy the products by credit card?

- I have the shopping web site which consists of all necessary tools (such as shopping chart etc.) Now I am missing the credit card process. This is going to be the last page, the user will enter the all necessary credit card information then, if the money transmission done successfully, the order process ends. Best Regards Bilgin [...]

How can I charge my customers who pay with Credit Cards?

I am shopping around to find the best solution to charge my customers (in store) who pay with credit cards, and the cheapest too. I was looking at Quickbooks credit card processing software, and it seems like a good deal. But do I have to have a merchant account in order to use it? Thanks

Best time to cancel a credit card?

Through the process of rebuilding my credit I started by getting sub-prime credit cards in the beginning such as first premier, my tribute, orchard, etc. Well I now have better cards that I haven't had for very long. But my sub-prime cards will not increase my limits. So my question is this! Should I cancel my sub-prime cards that I've had longer [...]

How can I make sure that the funds are safely processed in an offshore merchant account?

My dad's business has an offshore merchant account, and I just want to make sure that the money that's pouring in actually goes in it. your ideas will be very much appreciated!

How to reach merchants who need payment processing service?

What are the best ways to find merchants who need credit card processing service or who wish to lower their current rates?

 Page 1 of 12  1  2  3  4  5 » ...  Last »