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Do i need a merchant account to accept credit card payments through Pay pal?

I am starting my own online business and need to accept credit cards. I have looked at the services that paypal web payments standard have and like them. However i need to know if i have to have a merchant account or can i just use my own/business’s account ?

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One Response to “Do i need a merchant account to accept credit card payments through Pay pal?”

  1. Rono on July 8th, 2009

    No. That is what Paypal is all about. They act as your credit card processor. Just be sure and get setup well in advance of your first transaction as it takes a number of days to get setup due to bank verifications for your account for deposits.

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