Ethical Resources For Ethical Small Business Owners
Thursday March 11th 2010

Do i need a merchant account to accept credit card payments through Pay pal?

I am starting my own online business and need to accept credit cards. I have looked at the services that paypal web payments standard have and like them. However i need to know if i have to have a merchant account or can i just use my own/business’s account ?

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One Response to “Do i need a merchant account to accept credit card payments through Pay pal?”

  1. Rono says:

    No. That is what Paypal is all about. They act as your credit card processor. Just be sure and get setup well in advance of your first transaction as it takes a number of days to get setup due to bank verifications for your account for deposits.

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