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Saturday May 19th 2012

how is my credit card info processed online?

for example when u buy on amazon ur credit card info is encrypted and sent to amazon. What happens after they receive it? Is processed by humans? What security is there?

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2 Responses to “how is my credit card info processed online?”

  1. brettmansdorf says:

    Typically – online – your credit card and information is entered into a ’secured’ website (SSL), which encrypte the message – which can be de-encrypted (of sorts) by the payment gateway (only) – and from there sent into the authorization networks finding its way to your issuing bank – who checks your balance and grants either a ’status: open to buy’ or a ‘decline’. The order information (with out the full credit card information) is sent to the merchant. It never sees a human’s eyes.

    Billions a day go through this – very little to worry about – as the miniscule amounts that are hacked (and the media blows way out of proportion) isn’t even 1/10 of 1%

  2. wise_entities says:

    hmm.. i dont know the detail..
    but i think its automatic..

    there is no security..
    cc issuer will ask u for confirmation..
    thats all..

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