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How much does it cost if i’ll be subscribing to the service of an adult merchant account provider?
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Your cost depends highly on the type of adult product you are selling, and most importantly, the associated risk of chargebacks.
For example, an adult bookstore will have the lowest rate in this category because transactions take place face-to-face, and the credit or debit card is swiped in a terminal. This account would be a domestic account opposed to an offshore account.
In this example, the bulk of your cost will be: The cost of the terminal (depending on its features $200-$500), a percentage of the transaction (around 2%), and a per transaction fee ($0.25 – $0.35).
It’s hard to give you an exact cost without knowing the type of business you are in. Get some quotes from a few processors to get a good idea. You can get a fee quote from the company I represent by following the links below:
There is a wide range of such service providers and their fees vary. Some have free set up cost so you might want to check those out first. Do a Yahoo search on "adult merchant account provider" and you will get a good number of such service providers. It is a high risk segment of the business so the fees are normally high.