I am planning on accepting credit cards over the internet, in person and over the phone. I need something reliable and solid and of course I am willing to pay more for a better co. that will provide the service in that reliable fashion.
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I live in chicago and i'm looking for expert advice on selecting a merchant account service.?
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5 Responses to “I live in chicago and i'm looking for expert advice on selecting a merchant account service.?”
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Simple Payment Systems is truly the absolute best for credit card and electronic check processing. You are paid in 24 hours. They give you free equipment, free training, free software- with a check out cart! (For your web site also that you want to sell items on.) They beat discount rate quotes that you give them too. They have 24 hour live help, which is handy. FDIC insured. Make sure you tell them you want the free program. We switched from another company over to them. And have never been happier. Go to their web site and call them or fill out the form and they can contact you. I did countless hours of research! Trust me they are the BEST.
Best wishes!
GoDaddy all-in-one is cheap
PayPal is cheapest.
When looking for a merchant account for ecommerce or phone orders you look for the following criteria;
1. An organization with longevity and a track record
2. A competative processing rate for your business vertical
3. A reliable and easily accessable gateway with real-time reporting features, fraud protection and a dashboard feature to monitor the gateway anytime.
4. Service – now this a big one. you need to be able to reach a person when you have questions or concerns regarding activity or other even after business hours
As a new business it is very important that you find a merchant account provider that has at least all the above mentioned qualities AND would be able to guide you through the entire ecommerce process.
For more information, check out http://www.groupbankcard.com
Here is what you need to know in as little words as possible:
You need a company that will set you up for a program that will allow you to get low swiped rates for your in person sales, and cost plus interchange (visa/MC rates) for the cards processed via phone and Internet. This can be done with one account instead of 3, saving you money on extra statement fees.
You also should look for a company that is honest and ethical in business with a great track record.
You want the company to know as much about your business as possible: who you sell to, what you sell, projected volume.
Last but not least a company that is backed by a name you can trust, CHASE.
You can find out More and get a free analysis here:
http://www.omnitranz.com
Good Luck.
Crown Merchants can set you one account that allows you to accept credit cards online over the phone and in person all three of these can be done on your computer.