I belong to a credit union and as long as I have the money in the account, I pay no monthly fee and can write as many checks as I want to in a month.
Chase raised their monthly small business fee to , and charges a 0 annual fee on lines of credit.
I just heard that Citi is going to raise their fees as well.
What do you think about you bank (or former bank)?
I also use a credit union and pay no fees unless I mess up on something.
My local bank (State Bank of Southern Utah) doesn’t charge fees on my business accounts. And on my personal checking they just started a deal where you not only pay no fees, but if you switch to electronic statements and do a certain number of ACH payments and debit card transactions, they’ll pay 4.06% interest, with no minimum balance. That’s better than a money market account!
So shop around. You don;t need to pay fees on any checking account.
My bank charges no fees as long as I stay within the boundaries they have set.