Ethical Resources For Ethical Small Business Owners
Wednesday May 23rd 2012

Small Business Line Of Credit & Loans

New Ethical Small Business Loans & Lines Of Credit, Secured & Unsecured, Low Credit Score Requirements, Funding Now

Sorry, All Small Business Lines Of Credit Programs Have Been Discontinued

A small business loan or line of credit can be the lifeblood of a small business … because it’s cash flow.

In today’s economy, cash flow is the primary reason so many small businesses are going out of business. The traditional source of a line of credit is your bank. However, today banks are unable or unwilling to extend small business loans or lines of credit to a company or an individual unless they are an A+ credit risk (meaning, they don’t really need to borrow cash). Bottom line … it is almost impossible to get a small business cash loan or line of credit.

At ethX Small Business Resources, we search for ethical resources for small business owners. These are four excellent programs (others available), all of which are FUNDING now (please note that a portion of all proceeds go towards feeding hungry children – contact us for more information):

1) MICRO SMALL BUSINESS LOANS (Business Only):

  • Small Business Microloans From $500 To $50,000
  • Current Rates: Excellent (Less Than Credit Cards)
  • Terms: 60 Months, Installment And Balloon Payments Available, Closing Costs 3-6%
  • Minimum Credit Score: 575 (This Is Very Low)
  • Loan Consultants Work One-On-One With Borrowers To Assess Credit, Business Situation And
    To Determine Best Loan Amount (Minimizes Risk While Allowing Responsible Business Growth)
  • Credit-Builder Loans ($700) To Help Establish First-Time Credit For Your Business
  • Start-Up Business Loans (Up To $30,000) For Businesses In Operation Less Than 6 Months
  • Credit Development Loans (Up To $10,000) For Individuals To Establish Credit History
  • Can Close In As Little As 10 Days

2) UNSECURED QUICK LOANS (Personal and Business):

  • Our Quick Loan Program Is Perfect For Smaller Amounts For Both Personal Or Business Loans
  • Personal And Business Loans Of Up To $25,000
  • Current Rates: Competitive
  • Terms: 36 Months
  • Minimum Credit Score: 640 Or 700
  • Can Close In As Little As 10 Days

3) MERCHANT CASH ADVANCE LOANS (Business Only):

  • If You Have A Merchant Account, You Can Get Immediate Working Capital
  • NO Application, Financial Statements, Or Tax Returns Required
  • Cash Amounts From $2,500 – $100,000
  • Current Rates: Competitive

4) SBA LOANS (Business Only):

  • Experienced SBA Loan Consultants Will Work With You One-On-One To Assess Your Situation,
    Complete The Complicated Loan Documents, And Apply For SBA Express Loan
  • Loan Maximum: $25,000
  • Terms: No Time Limit
  • Minimum Credit Score: 680
  • Current Rates: Competitive

Sorry, All Small Business Lines Of Credit Programs Have Been Discontinued

Other Loan Programs Available, Including Conventional Financing, Commercial Real Estate Financing, Hard Money, and Bridge Loans – Contact Us For More Information

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