Posts Tagged ‘3 years’
where did the additional funds go?! (kind of long, please answer!)?
My husband refinanced our home with wells fargo financial (NOT the same as the actual Wells Fargo, we found out a few weeks ago) on a 12 year note in 2008. it was originally a 30 year term. we had been dating for about 6 months, so it was really none of my business at the time. the payment went from a little under 500 per month to 950.80 per [...]
I am a total failure at life.?
I really am a complete failure at life. I am always miserable, push people away, every choice I have ever made I have regretted. I am currently 30 and yeah I know everyone will say "you are young and have so much life ahead of you", but I have been unhappy since I think around college. I initially got an associates in computer [...]
Owe creditors and attorney money?
I went through a divorce 3 years ago, I was a stay at home mom. My ex husband was not willing to pay off our credit cards and now I have judgements under my name. He also had two attorneys, so I had to hire one. I still owe him ,000. I can't pay any of this. I have not been working for over a year and am having a hard time to find a job. I [...]
What would you do? please read thoroughly…?
I work for an small firm. My boss is the principal, I am a senior employee though not a partner. I have worked here 10 years. We have a good relationship that I'd like to continue, but I not interested in getting hurt either. A few years ago we built a new office facility for ourselves incorporated as a seperate business entity. I have a [...]
can an average credit score of 610 and really no outstanding debt get an unsecured credit card?
also does it hurt my credit or help me when i get a card? i only have a secured one that ive been great on for 3 years and a car loan that was never late and pay more towards principal. ive been trying to repair my credit and im wondering if now i can get an unsecured card now that everything is pretty much better?
How to settle bad debt?
I have debt that is about 4 yrs old that I would like to settle or pay off. Some are/were with collection agencies (not sure now where they are because of the age of the debt). The debts are unsecured (electric, cable, etc.) and some are secured. I also had a foreclosure of the same age. While I know that the foreclosure will still hurt my [...]
How will financing be for me?
Opening a tanning salon(something neat and sophisticated looking.) has been in my plans since I was about 14. All during high school I was home schooled and I worked for my dad cleaning newly constructed houses/businesses before they were put on the market for sale or lease. That is until things went under and he had to file for bankruptcy on all [...]
I am interested in buying a home, but my credit is bad, what is my best option?
I have a number of delinquencies on my credit report (charged off cards, med bills, etc all over 3 years old) and my score is is between 500 and 600.I know the economy is hurting, houses are foreclosing; and banks are doing some nifty things right now. If I was attempting to try and make a purchase in September, to assure the bank would even work [...]
Raise low credit score ?
i have a small business whith no credit line sometimes i have as much as 50k in ac so i use my credit cards for cash flow but they get maxed out and the when we get paid from a big job we pay them off but they get maxed out all over again.so my credit score is low and no bank will give me the time of day we've been in business for 3 years. the [...]
How many credit cards or loans to build good credit?
I had a bankruptcy about 4-5 years ago now. I did nothing for several years and 6 months ago I bought a newer model car with a cosigner. A few months ago I got a small line of credit (credit card) and I just bought a couple items from a fingerhut account. Is this enough to build some good credit? I also just bought a business and I'm hoping to [...]
do you think we qualify for a construction loan, credit score wise? Please help!?
My husband and I have credit scores of 560 & 580 currently but we have a best buy credit card that shows that we have not made a payment in 9 months on our credit. I have talked to Best buy and they are in the process of fixing it because we had made every payment on time. Once (if) that is ever fixed then our credit should go up. We have 2 [...]
if i file bankruptcy after served summons for unsecured credit can a judge still request my bank account stat?
I am in a pickle, got served summons for unsecured credit debt, 6700.00, i am seeing an attorney wed to file chapter 7, no other choice! After i file, can a judge then request my bank statements? Reason asking, is i am receiving ssi (for real disability) and my spouse did not have his own checking account and i have been depositing his [...]
Should I add my wife to my credit card?
We are trying to get ready to buy a house in approximately 6 months. Her credit score is moderately low (575 or so last time we checked), mine is upper 600's. We currently have a joint credit card, but I also have another credit card, and two 'in-store' credit cards (Best Buy and Guitar Center). My credit card has a limit of ,000 and a [...]
Real Estate Agent virses For Sale By Owner?
I have a piece of commercial real estate that has been listed with 3 different reality company over a period of 3 years. All have failed to produce a lookers let alone a buyer. My location is an off the beaten path western montana, ranching/ tourist community with an in town population of under a1000 people. We have 60-90 days before the bank [...]
I’m looking for a user-friendly domain hosting service for a small business. Is PowWeb a good option?
What I've been hearing from friends is that GoDaddy is not very user friendly at all. I've also heard bad things about Host4Half. Since I don't want my host to give me a horror story, I'm being extra cautious before choosing which one to work with. I'm hearing good reviews from a friend about PowWeb, but that was years ago when he used them as a [...]
