Posts Tagged ‘bank of america’
What are my funding options for start up business?
I just got my DBA today but I still need funding to get my business going. I have some money, but I still need about ,000. I talked to my bank (bank of america) and they don't do small business loans for start up businesses, and it seems like I'm running into that everywhere I look. I have a business plan and cash flow projections, I have a [...]
do you trust your bank?
Jul 09, 2009 -- Bank fees on the rise again Fees are on the rise again as banks try to make up for revenue they've lost to bad debt write-offs. In fact, three-quarters of bank revenue on supposedly free checking accounts now comes from overdraft fees. That's why it's called "fee checking" in industry lingo! One of the most [...]
Help On buying a home that we are so close, but yet so far from getting. Below (Requires Patience, & Time.)?
Ok. This is a very long Question, so anybody that takes time to read it, and answer it to the best of their knowledge, i just want to show my gratitude up front. I greatly appreciated it. & I want to also ask that i keep this question intended for the more experienced, Best answer people, Bankers, Realtors, Loan People, Finance Advisers, & [...]
So many questions???
Hello everybody. I would just like to start off by saying that this is series of questions (not just one) that have to deal with credit, and credit cards. Right now I’m in the process of getting my first ever credit card being that her in a few months (possibly) I’m planning on moving out and starting my own life and everything. I’m [...]
Why did 0bama say the man who was turned down by insurance died when, in fact, he got the procedure done &?
.... paid for by the insurance company and HIS SISTER testified in front on Congress that the man lived an extra 3 1/2 years? The stemcell-related procedure was done by one of the best doctors in the world. The man did not die because of "waiting." Why did 0bama lie to his supporters and America? Also, 0bama says Alabama's [...]
Sending a personal check to Italy… can it be cashed?
I am providing a deposit for an activity I've booked for an upcoming vacation to Italy. My contact has instructed me to send a personal check (in dollars) for the fee because credit cards are not accepted. I trust the recipient of this check, but can they easily cash it given that it's a US check from a US bank (Bank of America) and the amount [...]
What are the monthly fees for a Bank of America unsecured credit card?
Forgot to ask, what about annual fees? Hello I’ve had a Bank of America checking and savings account for over a year. I have no credit history and I’ve been considering about getting their credit card as a way to start building some up. Is there a monthly fee attached to the account if I’ve paid off the balance owed? How much would it be?
What can I do with credit limit decrease?
I don't know what to do now. I am a small business owner and have or had a good credit. Banks were dying to lend me money. The economy were good back then and my business was doing pretty good. So, I got offers from my business and personal credit cards with 0 interest rates. I admit I took out some loans and line of credit to hire employees and [...]
Credit card info 101 PLEASE!?
Hello everybody. I would just like to start off by saying that this is series of questions (not just one) that have to deal with credit, and credit cards. Right now I’m in the process of getting my first ever credit card being that her in a few months (possibly) I’m planning on moving out and starting my own life and everything. I’m [...]
how to change the secured credit card to unsecured credit card?
I have a secured credit card with Bank of America , I would like to draw the deposit and get the account to unsecured credit card instead what shall I do?tnkx 1- I have build a good credit score 2- I already obtained a credit card 3- I just want to draw the deposit
Best bank for small business?
Which bank is the best for small businesses in the Washington DC area? i'm trying to open a small business checking in the next couple of hours and associates from both Suntrust and Bank of america are trying to have me open it with them. I have personal checking experience with both banks, but i don't have small business experience with them. [...]
How do I build positive REPORTING credit for my small business?
I recently got a Business Platinum Visa for my small business (I'm a contractor) through Bank of America and found out today that they only report negative (past due accounts) information to the credit bureaus, not positive. In other words, my ,000 line of credit is useless because no one can verify that it exists. I have proof of this--I [...]
Where can I get a credit card or line of credit as an individual (24) or small business quickly. I was turned?
down by Bank of America because I have moved too much recently but have a good credit score.
Business line of credit?
My husband and I own and operate a small business with aout 300,000.00 in sales each year. we have grown VERY quickly. We now need a small business line of credit or loan to obtain more equipment. We applied through bank of america. Our credit scores are not bad. They ranging from 640-715. They denied us for stupid reasons. (not having enough [...]
Small Business Loan Or Line Of Credit?
I have a small business on eBay and I would like to purchase more products. I applied for a Business Line of Credit at Bank of America and I was denied. My credit score is between 690 & 710. Is there another bank or easier way to get approved for a loan?
Can I get an unsecured credit card if I have no credit history?
I am 18, but very responsible with money and would like to build a credit history. I do not like the fact that unsecured cards basically rip you off with the annual fee. I'd like to have a credit card from bank of america. Can I get an unsecured card there?
Need to open a merchant account for e-commerce. Is Bank of America a good choice?
I am opening an online clothing store and I need to get a merchant account to accept credit cards. Bank of America takes 120 days to respond! (it says on their website) It's way too long! I would like to start my online business as soon as possible without waiting 3 months for a response. Does it really take that long??? Do they at least have low [...]
