Posts Tagged ‘bankruptcy’
Unable to file bankrupcty, still need legal advice?
I need legal advice on how to handle a debt problem. I owe ,000 to 3 USA credit cards each, so a total of ,000. I am broke, but according to all the lawyers that I have consulted (all of them belong to the California American Board of Certification, the national certification board for bankruptcy, or the ones rated on the Best bureau Business,) [...]
Owe creditors and attorney money?
I went through a divorce 3 years ago, I was a stay at home mom. My ex husband was not willing to pay off our credit cards and now I have judgements under my name. He also had two attorneys, so I had to hire one. I still owe him ,000. I can't pay any of this. I have not been working for over a year and am having a hard time to find a job. I [...]
I have a Bankruptcy Question?
My husband and I have been advised that our best bet for purchasing our own home in the future will be to file bankruptcy now and deal with the reprocussions. We dont know much about filing bankrupty other than we will have to pay a lawyer to do it and that it will cost less then paying off the things on our credit and will take less time to [...]
Where do I start for bankruptcy?
I've been considering bankruptcy for a couple years now, but I was nervous about it. I had a car repossessed in May 2009, and have a lot of school loan debt. I know I can't claim bankruptcy on school loan debt, and I'm in the process of consolidating all of that so I can get back to school soon. I have some credit card debt, but not enough to go [...]
If I am a disregarded entity for tax purposes, can my personal income taxes be offset?
I received a letter from the SBA(small business administration) that says that my debt to them can be offset. I filed a personal chapter 7 and included it in my debt, but when I talked to them they said that it can be collected upon through the business since I did not close it. The fact is that I have other lines of credit that I am paying that [...]
I'm considering filing bankruptcy, have a few questions…?
I'm considering filing ch. 7 bankruptcy. I have about 15-20k in credit card debt, all of which has been charged off some time ago. A couple of them are in the process of getting judgments on me. I also have some random collections for random bills. I have not filed taxes in a few years and just got a letter from the IRS saying that I owe them 15k [...]
Can I file for bankruptcy?
I couldn't get a loan for my small business and I endup using all my credit cards to cover team, supplies, trips for our team riders, rent, goods and services, some equipment, etc.. The business was as sole and all the card were on my name. So is my personal line of credit. I was hoping that it will payback the bills and didn't go that way. I [...]
Army/Active-Bankruptcy Issue–Help!?
I am married and enlisting in the Army. I lost my job and had a surgery in Jan. of this year, my husband also has debt and pays child-support which is current, but we have had a car repo and I, have medical bills, no credit card debt, but have misc. bills and NEED relief--is it in my best interest to try and file bankruptcy before I go [...]
What is the best way to purchase my condo from my friend that Im currently renting from?
For the past 18 months, Ive been renting a friend's condo for 0 a month. Now Im interested in purchasing it. It has an appraised value of approximately ,000-,000. I know he paid about ,000-,000 for it in 2007. In 2008, I settled (not bankruptcy) my credit cards and in doing so, my credit score dropped from 800 to 600. (so Im not sure about going [...]
Need Advice-Should I file for bankruptcy or try to negotiate. Need to unfreeze my bank account quickly!?
I found out last night that I had a judgement filed against me from a law firm representing a debt collection agency. This was for a credit card that I had that went into collections. I never was served with the judgement and never received any paperwork about it. The judgement was entered in the Court of Com Pleas. As a result my bank [...]
Are the economic woes of the US being exagerrated?
I am wondering about the accuracy of the media's reports regarding the supposed tightening of credit markets and credit lines for individuals and small businesses. In my area, banks and other lending institutions have been heavily bombarding the radio and tv with ads stating that there is no credit crunch, that they have ample money to lend, that [...]
own house free clear, own car free clear…bankruptcy for old charged off debt?
We own our house and a car but debt collectors ar starting the sueing process for old bills. we want to file bankruptcy but we dont want that to put our house or car in danger of being taken away. If anyone knows the best option please help. we are leaning toward bankrupcy because it is so much credit card debt and most of it is late fees or [...]
Option's after my Bankruptcy discharge?
Ok I just have a few questions here. I filed bankruptcy in April of 2008, went to court with the trustee in May of 2008. Well finally in March of 2009, my case was discharged. I was discharged 03/30/2009. I have been trying to look online about my questions, and keep finding different answers, on a bunch of different sites. What I am wondering [...]
How will financing be for me?
Opening a tanning salon(something neat and sophisticated looking.) has been in my plans since I was about 14. All during high school I was home schooled and I worked for my dad cleaning newly constructed houses/businesses before they were put on the market for sale or lease. That is until things went under and he had to file for bankruptcy on all [...]
I am interested in buying a home, but my credit is bad, what is my best option?
I have a number of delinquencies on my credit report (charged off cards, med bills, etc all over 3 years old) and my score is is between 500 and 600.I know the economy is hurting, houses are foreclosing; and banks are doing some nifty things right now. If I was attempting to try and make a purchase in September, to assure the bank would even work [...]
How many credit cards or loans to build good credit?
I had a bankruptcy about 4-5 years ago now. I did nothing for several years and 6 months ago I bought a newer model car with a cosigner. A few months ago I got a small line of credit (credit card) and I just bought a couple items from a fingerhut account. Is this enough to build some good credit? I also just bought a business and I'm hoping to [...]
If you are filing for bankruptcy will they take away your assets for unsecured credit cards?
when you file for bankruptcy will they take your assets in payment for your unsecured credit cards?
How do i obtain an UNSECURED credit card after just going through bankruptcy.. I am Canadian if it makes a dif?
wondering what companies i can look to to obtain an unsecured credit card with poor credit (bankruptcy)... ive exhausted banks, but are there any private companies? or maybe a bank i havent tried?
what is a good unsecured credit card to get after you file bankruptcy?
I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???
will voluntarily repossessing my vehicle ruin my credit?
i know that it will hurt my credit, but would it hurt it so bad that it would take for ever to repair and would i be able to get financed for anything else in the near future. just curious cause i have been laid off since december of last year and my car payment is killing me and i cant trade it in cause i would be upside down and i cant refinance [...]
Filed bankruptcy 11+ years ago. Loan app is asking if I have ever filed bankruptcy. Do I need to be honest?
My husband bought a house 6 years ago. I married him 5 years ago then we refinanced adding me to the loan (we got 5.875%). We are now trying to get a commercial real estate loan, but the application is asking if either of us has ever filed bankruptcy. It was almost 12 years ago. I thought it would drop off of your credit in so many [...]
