Ethical Resources For Ethical Small Business Owners
Friday September 3rd 2010

Posts Tagged ‘banks’

How Do I Get Start up Capital?

I am in the process of starting a small general trades/drywall company that caters to large construction management companies in the northeast. Over the past six months we have built realationships with these companies and have successfully been awarded work by these firms for a total of + million. But there is a problem - money. I am told by [...]

Is it true that every U.S. dollar is loaned into circulation as debt, creating principal but not interest?

...and therefore totally unpayable? I asked something similar earlier but didn't get an answer to my satisfaction. I understand that the privately owned (though govt chartered) Federal Reserve buys treasury bonds with money it issues from nothing, and that the interest the U.S. owes on the bonds the Fed holds can only be paid by selling the [...]

Considering Filing for Bankruptcy in Virginia?

I have recently lost my job after being in the telecommunications industry for ten years. I have had no luck finding a new 9-5 job with a regular salary. I have been forced to take a job full time at a restaurant. I have over ,000 in credit card debt most with APR's in the high 20's. I have done my best over the last 6 months to keep up with my [...]

Commercial Realtors, can you please tell me what this real estate for sale ad means please?

I am not sure if it is saying the owner owns the majority except for so and so piece of property which is a joint venture with a bank??? Well I know banks aren't in the real estate business which is why this part doesn't make sense to me. Is it because someone else had bought a certain plot from the owner with a loan and it got reposessed or [...]

we are going to paris!?

my boyfriend and i want to go to paris in july 08... when do we need to get passports? how much are they? and how long do they take to process? also, once we get to paris, are there alot of banks and stuff where we can trade american money for euros? or is it best to just stick to credit cards? also, whats the weather like around july there? [...]

Are the economic woes of the US being exagerrated?

I am wondering about the accuracy of the media's reports regarding the supposed tightening of credit markets and credit lines for individuals and small businesses. In my area, banks and other lending institutions have been heavily bombarding the radio and tv with ads stating that there is no credit crunch, that they have ample money to lend, that [...]

will obama bail them out also ?

MIAMI – Like many home owners, hotels are starting to drown in debt. They have been enticing travelers all year with sweet deals: credits for in-house spas and restaurants, up to 50 percent off five-star rooms, even free nights. But all that discounting hasn't stopped occupancy from dropping an average of 10 percent. The result? Hotel [...]

Why can't Obama see that he will be hurting businesses with his new banking regulations?

If banks have to keep their assets and liabilities at certain percentages or be fined (or taken over), they will be less likely to lend. Say a business has a 0,000 line of credit that they only use occasionally when working capital is low. Otherwise the balance owed on the line of credit is almost always at zero. However, that 0,000 line of credit [...]

What are the best Banks for business relationships and future loans?

Do you know of any specific banks (especially in Texas) that are known for good relationships with small (and new)businesses. Some big banks force you to have a Very long relationship before giving you a large line of credit. I am trying to avoid these banks. Any ideas or names?? Thanks

Can anyone tell me where to locate startup funding for small business opening by a female?

Caucasion female I have recently purchased the entire stock and equipment from the only Live Bait and Tackle shop within a 25 mile radius. Large rural town with alot of streams, rivers, lakes, and ponds. High demand for Live Bait year round. Have researched Gov. Grants with no success. Have checked about an SBA loan and was told the business was [...]

I am interested in buying a home, but my credit is bad, what is my best option?

I have a number of delinquencies on my credit report (charged off cards, med bills, etc all over 3 years old) and my score is is between 500 and 600.I know the economy is hurting, houses are foreclosing; and banks are doing some nifty things right now. If I was attempting to try and make a purchase in September, to assure the bank would even work [...]

Are offshore merchant account providers partnered with banks?

Who handles the money issues and nitty gritty in merchant account providers? Do they ask help from banks?

Is this the fastest and best way possible to establish credit?

(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]

Work of the underwriters in a merchant account?

do they basically work for banks?any ideas would really be appreciated, thanks!

Is this the fastest and best way possible to establish credit?

(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]

Is this the fastest and best way possible to establish credit?

(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]

What unsecured credit card can I get?

What banks will allow me to get a unsecured credit card since I have no credit. I would like to get a unsecured credit card so I can build my credit up and everything. I don't want NO secured credit card though, I would like to get my hands on a UNSECURED credit card. Please help!!!!

Best bank for small business?

Which bank is the best for small businesses in the Washington DC area? i'm trying to open a small business checking in the next couple of hours and associates from both Suntrust and Bank of america are trying to have me open it with them. I have personal checking experience with both banks, but i don't have small business experience with them. [...]

If I give a personal guarantee on a business credit card for my corpo how does it affect my personal credit?

First let me say that I DO NOT want to know how or pay you to obtain business credit without a personal guarantee! I own a small business and I am incorporated, with an EIN and seperate business bank account. I am interested in possibly obtaining a business credit card, or a business line of credit. I was looking at some different banks/card [...]

10 points to the best answer!!!! i need a quick answer!!! credit card habits?!?!?

i work for First National Bank of Omaha. First National's Credit Card division is placing a lot of focus on "Innovation" for 2010. With all the government law changes, the banks profit margins are being squeezed. So First National is encouragin everyone to think innovative every day. With this effort, employees may be rewarded for ideas, [...]

Where can we get a business line of credit or loan?

We are looking for a ,000 loan or credit line for our business. We have been around for almost two years and we have good collateral through real estate investing. We also have good personal credit. We have not applied before but now we would like to have access to reserves credit to pile cash. Should we look at some small local banks or a [...]

$800,000 Commercial Real Estate Loan needed ASAP!?

My Partners and I are providing capital investments needed for operating capital, décor and design, however, our corporation needs 0,000 financing to procure the building and existing equipment for the restaurant location selected. The financing is required to begin work on kitchen design, architectural plans, manuals and recipe books, additional [...]

How do i obtain an UNSECURED credit card after just going through bankruptcy.. I am Canadian if it makes a dif?

wondering what companies i can look to to obtain an unsecured credit card with poor credit (bankruptcy)... ive exhausted banks, but are there any private companies? or maybe a bank i havent tried?

Has anyone gotten Small business credit line funding from banks yet?

We applied at the end of Sept. and broker is saying banks are being silent on applications. Anyone else in the same boat?

How do I consolidate my unsecured credit card debt?

I have about ,000 in credit/medical credit card bills. I tried personal loans with 2 different banks, but I didnt qualify because it was it was considered "too much unsecured debt".

Is the bailout partially responsible for destroying my industry?

According to the nations largest commercial real estate firm, Marcus and Millichap, lenders are not liquidating distressed properties. Instead they are holding them and collecting the income until the market changes by paying management companies to run and improve the cash flow of the foreclosed businesses, shopping centers, apartments, [...]

Where Can I Find Companies That Do Credit Card Transaction Processing For Internet Business?

I'm starting my own online business and need to process credit cards. I'm familiar with paypal and clickbank but would like to see if getting a merchant account with credit card processing features be a better fit for my business. However, I know that many banks do not like internet businesses, so is there a company that specializes in this [...]

Should I call it quits?

I've been a commercial real estate agent for 5 years now and for the first 4 years it was going fine. However, as many of you know, commercial real estate loans are going bad, and along with it, many banks are not lending. My brokerage is a very specialized brokerage. It is a car wash brokerage. Many commercial real estate brokers specialize in [...]

Is this the fastest and best way possible to establish credit?

(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]

They are robbing the FDIC to bail out the rich?

"Federal Deposit Insurance Corp. Chairman Sheila Bair said she expects her agency will finance as much as 0 billion in purchases of residential and commercial real estate loans." I'm sorry, can some other please read this news story from yesterday very, very, very carefully, and tell me, does it or does it not explain that a private [...]

 Page 1 of 2  1  2 »