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	<title>ethX Resources &#187; commercial loans</title>
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	<description>Ethical Resources For Ethical Small Business Owners</description>
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		<title>Remedies for poor bank accounting in commercial real estate loan. Any federal recourse ?</title>
		<link>http://ethxbiz.com/remedies-for-poor-bank-accounting-in-commercial-real-estate-loan-any-federal-recourse</link>
		<comments>http://ethxbiz.com/remedies-for-poor-bank-accounting-in-commercial-real-estate-loan-any-federal-recourse#comments</comments>
		<pubDate>Wed, 15 Sep 2010 13:51:29 +0000</pubDate>
		<dc:creator>ethX</dc:creator>
				<category><![CDATA[Commercial Real Estate Financing Questions]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[ceo]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[construction specialist]]></category>
		<category><![CDATA[constuction]]></category>
		<category><![CDATA[federal remedies]]></category>
		<category><![CDATA[truth in lending]]></category>

		<guid isPermaLink="false">http://ethxbiz.com/remedies-for-poor-bank-accounting-in-commercial-real-estate-loan-any-federal-recourse</guid>
		<description><![CDATA[The bank repeatedly doubled up the amount of interest reserve used each month and also doubled up the amounts of each construction draw. When the constuction funds and interest reserve ran out, the bank foreclosed and refused to correct their accounting even though we brought it to the attention of their construction specialist and the [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
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		<title>How will the commercial real estate collapse effect the economy, badly or not?</title>
		<link>http://ethxbiz.com/how-will-the-commercial-real-estate-collapse-effect-the-economy-badly-or-not</link>
		<comments>http://ethxbiz.com/how-will-the-commercial-real-estate-collapse-effect-the-economy-badly-or-not#comments</comments>
		<pubDate>Tue, 18 May 2010 04:13:21 +0000</pubDate>
		<dc:creator>ethX</dc:creator>
				<category><![CDATA[Commercial Real Estate Financing Questions]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[www youtube]]></category>

		<guid isPermaLink="false">http://ethxbiz.com/how-will-the-commercial-real-estate-collapse-effect-the-economy-badly-or-not</guid>
		<description><![CDATA[A large amount of the commercial loans start coming to term this year (lasting three years). None of them are worth what&#8217;s owed and will be defaulted on.

]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Will the US go back to a Recesion with commerical defaults , Option ARMs and Alt-A loans reseting?</title>
		<link>http://ethxbiz.com/will-the-us-go-back-to-a-recesion-with-commerical-defaults-option-arms-and-alt-a-loans-reseting</link>
		<comments>http://ethxbiz.com/will-the-us-go-back-to-a-recesion-with-commerical-defaults-option-arms-and-alt-a-loans-reseting#comments</comments>
		<pubDate>Tue, 09 Mar 2010 04:15:30 +0000</pubDate>
		<dc:creator>ethX</dc:creator>
				<category><![CDATA[Commercial Real Estate Financing Questions]]></category>
		<category><![CDATA[agriculture]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[commercial real estate]]></category>
		<category><![CDATA[depression]]></category>
		<category><![CDATA[diversity]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[option arms]]></category>
		<category><![CDATA[precious metals]]></category>
		<category><![CDATA[prime opportunity]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://ethxbiz.com/will-the-us-go-back-to-a-recesion-with-commerical-defaults-option-arms-and-alt-a-loans-reseting</guid>
		<description><![CDATA[Seems the trend commercial real estate loss could reach 40-50% this year, so commercial loans could default, not to mention consumer Option-ARMs and  Alt-A loans resetting , which is more likely than not to plunge the US economy back into a another recession or worse depression. I don&#8217;t see inflation as a problem now [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>can anyone tell me where to apply for a small business even with fair credit using my equity in my home?</title>
		<link>http://ethxbiz.com/can-anyone-tell-me-where-to-apply-for-a-small-business-even-with-fair-credit-using-my-equity-in-my-home</link>
		<comments>http://ethxbiz.com/can-anyone-tell-me-where-to-apply-for-a-small-business-even-with-fair-credit-using-my-equity-in-my-home#comments</comments>
		<pubDate>Sun, 14 Feb 2010 06:36:59 +0000</pubDate>
		<dc:creator>ethX</dc:creator>
				<category><![CDATA[Line Of Credit]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[commercial space]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[equity line of credit]]></category>
		<category><![CDATA[mortgage company]]></category>
		<category><![CDATA[right direction]]></category>
		<category><![CDATA[second chance]]></category>

		<guid isPermaLink="false">http://ethxbiz.com/can-anyone-tell-me-where-to-apply-for-a-small-business-even-with-fair-credit-using-my-equity-in-my-home</guid>
		<description><![CDATA[I would like to purchase a mix-use commercial space from the owner. I own all of my inventory. I need help locating a bank or mortgage company willing to work with a self employed entrepreneur. I have a equity line of credit already with a small credit union, however, they do not offer mix-use commercial [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Is the bailout partially responsible for destroying my industry?</title>
		<link>http://ethxbiz.com/is-the-bailout-partially-responsible-for-destroying-my-industry</link>
		<comments>http://ethxbiz.com/is-the-bailout-partially-responsible-for-destroying-my-industry#comments</comments>
		<pubDate>Sun, 20 Dec 2009 04:12:35 +0000</pubDate>
		<dc:creator>ethX</dc:creator>
				<category><![CDATA[Commercial Real Estate Financing Questions]]></category>
		<category><![CDATA[apartments]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[bad decisions]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[commercial loans]]></category>
		<category><![CDATA[commercial real estate]]></category>
		<category><![CDATA[distressed properties]]></category>
		<category><![CDATA[estate business]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[management companies]]></category>
		<category><![CDATA[management company]]></category>
		<category><![CDATA[marcus and millichap]]></category>
		<category><![CDATA[market changes]]></category>
		<category><![CDATA[real estate firm]]></category>
		<category><![CDATA[real estate salesperson]]></category>
		<category><![CDATA[sba loans]]></category>
		<category><![CDATA[shopping centers]]></category>

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		<description><![CDATA[According to the nations largest commercial real estate firm, Marcus and Millichap, lenders are not liquidating distressed properties. Instead they are holding them and collecting the income until the market changes by paying management companies to run and improve the cash flow of the foreclosed businesses, shopping centers, apartments, etc.
All of a sudden banks are [...]]]></description>
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		<slash:comments>1</slash:comments>
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