Ethical Resources For Ethical Small Business Owners
Saturday February 4th 2012

Posts Tagged ‘credit card’

where did the additional funds go?! (kind of long, please answer!)?

My husband refinanced our home with wells fargo financial (NOT the same as the actual Wells Fargo, we found out a few weeks ago) on a 12 year note in 2008. it was originally a 30 year term. we had been dating for about 6 months, so it was really none of my business at the time. the payment went from a little under 500 per month to 950.80 per [...]

What are the chances I’ll get audited by IRS?

I own a very small restaurant, about 300 sqrfeet, It was opened in 2004. I filed in 2004, but I still owe returns for 2005-2007. I will file these returns by October 15. The business has not been profitable, barely earning a profit. I've had to use my credit card to pay various expenses. I believe the business has potential so I plan to stay [...]

should I wait on applying for a loan?

I'm a 22 year old Business major who has almost everything in line to open my own business. I am in need however, of a small loan to purchase a few things. The question is, I also just got a new Credit Card, and I'm hesitant to apply for a loan so shortly after already adding to my ability to rack up debt. The CC is a personal card, and doesnt [...]

How do I build credit on a tax ID number for my small business?

Last spring I started up a Landscape Service for extra income. I provide lawn mowing, tree trimming and other general lawn maintenance services. I registered my buisness with county (DBA). I filed for and recieved a federal tax ID number or EIN. I opened up a buisness account on this number so I could track finances that were business related. I [...]

can you get an unsecured credit card with a credit score of 610?

im trying to repair my credit and figured Id apply for a credit card but Im not interested in a secured card for a few reasons lol.do you know if you can get one and where?thanks in advance :)

Having trouble with an order online from Best Buy….?

I have recently ordered a Play Station 3 bundle pack on 12/14/10. I received an email saying that my ordered had been processed and that they werent gonna charge my credit card until it was ready to be shipped to me. Also that I was goin to recieve an email with the shipping date and tracking number once they charged me. Well I checked my bank [...]

Should I go air force reserves or army active duty?

Ok, I passed the asvab (scored above 50). My recruiter told me that my debt ratio is high and that he woul have to submit a waiver in order to get me in the air force. I have to pay off a credit card that's in collection (,000) or pay 25% of it and get off my credit. I also have a car payment of 9.81 and my half of the rent is 0. I usually [...]

My business is in San Francisco how do I sue a person that lives in the UK?

I had a client rent a motorcycle from us in San Francisco. The client came to our office and took the bike from our office. Before we let clients take our motorcycles we get a signed 2,500.00 “Authorization” on their credit card. The authorization is used in case the client damages the motorcycle and automatically drops off after the client [...]

Will Closing low limit Credit Cards negatively effect my credit score?

Hello, I am currently in the process of credit recovery as I look into buying a condo. My credit score is currently around 690. I have 6 credit cards, with the following limits: Bank Visa-,500 opened 09/2006 Mastercard- 0 opened 11/2007 JC Penney- 0 opened 09/1997 Walmart- 0 opened 11/2006 Mastercard- Best Buy 0 opened [...]

Do I pay off my credit card or pay down my unsecured personal line of credit?

I have both an unsecured personal line of credit and a credit card with basically the same interest rate. My credit card utilization is at 30% while I have utilized 87% of my line of credit. If I want to improve my credit score the quickest, do I focus on paying off my credit card or focus on paying my line of credit down to 30%?

I have a serious spyware infection! Please help!?

So I have this spyware infection called "antivirus soft." No matter what I do, it won't let me open up any program, file, or process. It wouldn't even let me open task manager. The only thing it lets me do is open up the scammed "antivirus soft" program and then will eventually ask me for my credit card info to buy the program [...]

I do not have good credit. What is the easiest unsecured credit card to get…?

I do not want a credit card that is targed to bad credit because they give you a card with a 0 limit but after all of the initial fees you are only able to charge .

Is it cheating if my boyfriend buys some random girl drinks or am I just jealous?

Need some advice: this past weekend after getting dinner with some girlfriends I went to meet up with my boyfriend and one of his coworkers. My bf's phone died and so I had to text with his friend to find out where they were. Maybe an hour later I get to the bar and I can't find my boyfriend anywhere. I see his coworker making out with some girl [...]

What would be my best bet for paying down credit card debt?

For the first time ever I have an excess of student loans available this semester totaling 00. I decided to take the extra. The interest rate will be between 6-8% so it is much lower than my credit cards which range from 17.9%-22.24%. My thought process was to pay off some of my higher interest debt with the 00. I have 4 lower balance credit cards [...]

Contemplating divorce! HELP! only read if you dont mind this is kind of long..?

I have searched answers for a situation like mine but haven't found anything that helps. Please read only if you are here to help and understand. This is one of the hardest times of my life. I'll be 28 next week, I have been maried almost 5 years, my husband is 2.5 years younger than me. No kids, nothing together except some furniture in [...]

order status: in process. PAYPAL HELP please?! (will choose best answer)?

okay so i sold tickets on ebay for 5. that happened sept 17th. 2010. today it's oct 4th. 2010 it says Payment status completed but where it says Order status/Actions it says in Process. it has been like that for 18 days. how much longer ?! my mom has not received the money in her credit card. my buyer already gave me + feedback and [...]

bill credit card without merchant account?

is there a way to bill a credit card if im a small repair shop without a merchant account?

Process for getting a cell phone? Advice would me great.?

so i'm getting my phone within the week (blackberry) from mts and i was wondering how long does it take? from choosing the phone to signing stuff and everything that needs to be done, how long does it take. like an hour? will i be able to use it that day? do i choose my phone number? i also don't have a credit card and i'm 19, so will i need a [...]

0% apr on first 12 months?

what does it mean if ur applying for a new credicard and it says "0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months." compared to "0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours"...is it the same or???im kinda lost...coz my first credit card [...]

Thinking about removing a tattoo and NEED input?

Ok, I have very fair skin and have a green, blue and black tattoo on my ankle. It is small- smaller than a credit card. I got it four years ago (when I was 15 and thought it was a good idea!) My questions are... *What would be my best bet for removing it? *Does anything work 100%? *What are the costs for removal? *Should I wait until it fades [...]

Rewards1 and Free sites.?

Hey!! I just heard that there was a way to get free stuff online by doing surveys and signing up for free trials or something. I really need to know if this is recommended and how exactly does it work. I'm under age with no credit card and don't want to give too much personal info. Could you guys explain the specifics of all this and suggest the [...]

Buying a GIFT from Amazon.com?

I'm trying to buy my best friend a gift off of Amazon for her birthday coming up, but she lives two states away ... so I thought I'd just order it from Amazon and have them ship it directly to her. However, I'm concerned as to whether or not Amazon will include a packing slip or something that will have information I don't want her to see, such [...]

Why is it that everyone suddenly expects a tip? What happened to tipping being optional?

It seems nowadays everyone expects a tip. A lot of major food places like Starbucks, Baskin-Robbins, Cold Stone, Quiznos, etc. seem to have tips jars next to cash register even though people haven't even gotten their food/drink yet! Small restaurants are doing this as well- even if it's a place where you order to go! Also notice, if you use your [...]

Personal loan to consolidate overseas debt?

My partner has a debt in the UK - a credit card at approx 12% and a personal loan at approx 21%. He is immigrating to Australia where we are looking to take out a loan to pay it out in pounds, so we can pay it off in the country we are living in. The interest rate here is somewhere between 13-16%. I think this would be a better option because [...]

Is Dressinmyheart dot com legit? HELP, maybe a LEGAL issue?

I am not giving the URL in hopes that Yahoo Answers will not delete my question. But the website was all up and running from late 2009 - March 2010. I thankfully registered Feb. 2 and ordered my dress then. I am aware it is probably going to be a knockoff but as long as it is well-made then I don't really care. This Alyce 6000 I ordered is [...]

I have McAfee Security. Wonderful. I have a "problem"? That developed into 2 problems! Follow:?

I have a Dell 1501. My McAfee has been wonderfull. On 7/15, I went online at 5:04am. Mcafee was in process of downloading. I can't find out what it is. At 7:30, still have the downloading ICON. Memory has depleted slightly. I called McFee No help without my credit card being billed 3.50 a minute! I think that is BS! Im worried that this will eat [...]

would you bail her out?

My sister is 32 years old and was fired from her ,000 a year job for poor performance. She'll be the first to tell you she hated her job and didn't do it to the best of her ability. Now she is unemployed, having just been offered a job that doesn't start for a few weeks and she hasn't yet collected any unemployment. She is in the process of [...]

why the heck are people so ungrateful on 'what not to wear'?

id give my spleen to be on this show....to trash my 2nd rate "wardrobe" and have 5 thou shopping spree in new york and a new hair cut from one of the best hair stylists in existence..(can't stand when the chics cry ...grow a freaking pair ...id let him shave my head if he thought that was best for me) ...cool makeover..and yet you always [...]

How Do I Stop Identity Theft?

So I tried to get a credit card to go off to college with so that money wouldn't be so tight, but when they processed my SSN my dad's name popped up and it was declined. The same thing happened when I tried to get a new Sprint phone, they claimed that I already had an account open. I dont know what to do! This is my dad using my SSN to get [...]

identity theft — being held responsible for fraudulent purchases?

Someone stole my identity in June and was able to access my Best Buy account and make ,000 worth of purchases in 2 days (without a credit card). Best Buy has stated that the purchases were properly processed and is holding me responsible for the purchases. I can prove that 1) I was not in the city the purchases were made 2) it's not my [...]

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