Ethical Resources For Ethical Small Business Owners
Wednesday February 8th 2012

Posts Tagged ‘credit card company’

I want to transfer existing balances from 3-4 credit cards of like 5k each to one account, whats best solution?

I have about 20k in credit card balances across 3-4 cards. I want to close those and transfer the balances or pay them off with a new line. I doubt I can qualify for a 20k line of credit right now because of the conditions. What is my best alternative to making this happen, does anyone know? can someone make as many suggestions as possible as [...]

Have u ever had an unsecured credit card?

Have you ever had an unsecured credit card company place a lein on your home for an unpaid balance or is this just some tactic that the collection agency is using to scare the consumer? Or have you known someone who had this experience? The balance they are quoting is substantially more that it had been a year ago.

Question about unsecured credit card debt?

In terms of a percentage of the total owed or cents on the dollar, what is the very lowest repayment amount one could realistically negotiate with a credit card company? Thank you for your thoughtful replies. Sorry, xdous 2008, that makes no sense to me. But thanks for your answer.

Help with Lawsuit/Complaint against Bail Bondsman (los angeles)?

Can someone provide some advice for me please. A friend paid a bail bondsman company 00 twice for the same bond. They ran a credit card on her which she signed, but then they said the card wasn't processing on their system. Because she wanted to get the person out, she got cash. A short while later, they processed the card too!! When she [...]

Bad credit?

Hi I had to go out of the US as my company got acquired by another company. This happened too fast and I had to give up my apartment and leave. I came back now after 2 months and got another apt, but in the process even though I had forwarded y mail to a friend I have lost a lot of mail. Unfortunately I had a small amt. of some 20$ on a store [...]

im looking for a unsecured credit card company that will give me a credit card after bankruptcy.?

im looking for a unsecured credit card company that will give me a credit card after bankruptcy. any suggestions? ive looked all over the web, but cant find one.

I got charge back on my merchant account after the merchandise was diliver?

I have the proof of delivary, is it possible to file a case against the buyer or better against the credit card company?

If I give a personal guarantee on a business credit card for my corpo how does it affect my personal credit?

First let me say that I DO NOT want to know how or pay you to obtain business credit without a personal guarantee! I own a small business and I am incorporated, with an EIN and seperate business bank account. I am interested in possibly obtaining a business credit card, or a business line of credit. I was looking at some different banks/card [...]

how do I go about becoming a credit card application processer?

want to do this as a home business for a credit card company. Had a friend who use to process credit card applications for American Express

How long does it take a credit card company to process a credit card application?

I just submitted an application for a secured credit card about a week ago and the credit card company debited the 0 from my checking account that I would need for a security deposit and I still haven't received my credit card yet. When do you expect that I should receive my credit card?

Is it illegal to have more than one credit card processor?

I own a small business and I'm expanding in a couple of weeks. The current credit card company I'm with charges me some pretty high rates but they've been with me since the beginning and took a chance on me. Would it be illegal for me to use another company to process my credit cards for my new location? Can I have more than one credit card [...]

How do you explain credit card processing to an older lady?

My company recently had a glich in the system with processing a specific type of credit card. Part of my job was to call the different customers of whoms credit card did not correctly process. This list went back six months. As you could imagine, everyone wasn't exactly peaches and creme, but most understood. However, I ran across one customer [...]

What is a credit card processing company and why might they be declining my card?

I tried to order something online yesterday and gave them my credit card info. Today, I got an email from the company through which I placed the order saying the card had been declined twice. So, I called my credit card company, but they said no transaction had even been attempted. So, I called the online pace back and told the guy to try my [...]

Can someone explain the entire credit card process;who makes money after my card is swiped? First Data?

I'm looking to see how a company like First Data or Mastercard makes money. I read that JPMorganChase decided to move away from First Data to process their cards. Can someone explain how First Data makes money (not via Western Union)? Am I to understand that they "process" the credit card or debit payment? So if they process [...]