Posts Tagged ‘credit cards’
Can I file for bankruptcy?
I couldn't get a loan for my small business and I endup using all my credit cards to cover team, supplies, trips for our team riders, rent, goods and services, some equipment, etc.. The business was as sole and all the card were on my name. So is my personal line of credit. I was hoping that it will payback the bills and didn't go that way. I [...]
Why are adoption ads (and PAPs) responsible for adoption?
I recently asked a question about why APs are the "bad guys" in adoption. I pointed out that the decision is made by the expectant mother without any input or involvement from the PAPs. One of the answers claimed that adoptions would not occur if it were not for the adoption agencies' ads. Again, I ask why the ads and PAPs are [...]
Should I consolidate my debt?
I'm in the process of trying to get approved for a mortgage. I don't have alot of debt. I have 8,000 on my car left. And 1,500 in credit cards. My husband has 4,000 in credit card debt. We were thinking about doing a debt consolidation and emptying the credit cards and having the one large monthly payment. Will this hurt, or improve our chances [...]
What is the best credit card merchant account company?
I would like to accept credit cards for my small photography business. There are a number of companies out there offering to sell merchant numbers. Has anyone had a merchant number or know a company that is good to work with. Ideally I would like to run the credit cards over the internet as I don't have a land line phone but will be selling more [...]
What is the best way to purchase my condo from my friend that Im currently renting from?
For the past 18 months, Ive been renting a friend's condo for 0 a month. Now Im interested in purchasing it. It has an appraised value of approximately ,000-,000. I know he paid about ,000-,000 for it in 2007. In 2008, I settled (not bankruptcy) my credit cards and in doing so, my credit score dropped from 800 to 600. (so Im not sure about going [...]
How do I start an online business?
What licenses do I need to get in the state of AZ? What web hosting service is the best for online businesses? How do I process credit cards? How do I get a 1-800 number? How do I decide a good business name? Are there any websites or books you guys would recommend someone who is going to start a new business?
How do you set up a cheap low cost merchant account?
I am starting a small business and need it to charge credit cards
Will my delinquent debt keep me from getting security clearance?
I am currently in the process of interviewing for a job that requires secret security clearance. I am in college, graduating in May, and have student loans and some delinquent debt on credit cards. I am in the process of paying off several of the cards, however there are a few that I just don't have the money to make payments on right now. I am [...]
we are going to paris!?
my boyfriend and i want to go to paris in july 08... when do we need to get passports? how much are they? and how long do they take to process? also, once we get to paris, are there alot of banks and stuff where we can trade american money for euros? or is it best to just stick to credit cards? also, whats the weather like around july there? [...]
Are the economic woes of the US being exagerrated?
I am wondering about the accuracy of the media's reports regarding the supposed tightening of credit markets and credit lines for individuals and small businesses. In my area, banks and other lending institutions have been heavily bombarding the radio and tv with ads stating that there is no credit crunch, that they have ample money to lend, that [...]
My boss used my SSN to get a CC and loan for her biz w/out my permission. Can I sue/get her biz lic. revoked?
She used my SSN for these things for 2-4 years. I've been unable to build credit for that period of time. Also have been denied auto/personal/student/small business loans, apartments, and credit cards for the last 2-4 years. It has been showing that I've been 00 in debt! I feel I should sue her for the damages, or at least keep her from running a [...]
Process Server Question?
There was a note left on my office door that a process server is trying to serve me with legal documents. I'm pretty sure it's regarding Capital One credit card that I have not paid. Has anyone had this happen to them ? I don't need any of the "pay your bills" comments, so please dont respond if that's all you have to say. I just [...]
Job hunting in South Korea?
I have quite a few questions on the subject so if you only have the answer to one PLEASE answer it anyway. All informative answers are GREATLY appreciated. I have heard that it is very difficult to get a job teaching English in South Korea without a degree. I've also heard that it would be best to just go out there and start [...]
So many questions???
Hello everybody. I would just like to start off by saying that this is series of questions (not just one) that have to deal with credit, and credit cards. Right now I’m in the process of getting my first ever credit card being that her in a few months (possibly) I’m planning on moving out and starting my own life and everything. I’m [...]
first time home buyer..what questions should I ask?
HI first time home buyer...make 32 g a year..looking for a house about 100-150 g..excellent credit..no credit card debt/have credit cards/payed rent for over 4 years/no bankruptacies/payed off student loan/own car..no debts Extremely new to the house buying process..where is the best place to get a loan..bank or mortage company?..I know enough [...]
What are the best things to do in order to impact credit positively?
I am in the process of restoring my credit myself. Have been able to remove some items that did not belong to me. Now i am trying to put more positive points on my credits, in the shortest time possible. I've heard, getting CDs, credit cards etc helps with raising credit scores; and thats what i am doing, but wanted to get some other opinions ....
What is the best site for hosting an Ecommerce site?
I am in the process of owning my own online retail business. I've asked on yahoo answers about 3 times and keep getting treated as if I don't have a brain. That being said, what hosting site is the most reliable and offers the most services? I want to offer multiple ways for a customer to pay, such as paypal AND credit cards (some people don't [...]
Are there any custom computer websites that can take money order or famous stores that make custom computers?
I want to buy a custom computer online (or in stores, in the NYC area) but we have no credit cards, and im looking for a website that can accept money orders. Im also trying to make a computer with the dell customization process if possible thanx! P.S I know which parts i want and stuff, i just need to find the webstie for it, or a store. IDK [...]
What do you know about Option Arms and Altay loans, this is what's next to fail?
First wave of sub-prime mortgage defaults over. Second wave of mortgage defaults coming now to higher quality credit risks. These are people who have bought homes in the last five years and who have taken out home equity loans. Mortgages now going under water owe more than house is worth. This wave of defaults will take upwards of 10 to 12 [...]
Sending a personal check to Italy… can it be cashed?
I am providing a deposit for an activity I've booked for an upcoming vacation to Italy. My contact has instructed me to send a personal check (in dollars) for the fee because credit cards are not accepted. I trust the recipient of this check, but can they easily cash it given that it's a US check from a US bank (Bank of America) and the amount [...]
I want to declare bankruptcy but how?
I've been looking over my credit reports and I see stuff like "Transfer/Sold" and I dont see anything on here declaring who the accounts were sold to so if I cant see who they were sold to can I still declare bankruptcy against the old company or do I have to declare it against the new company? I'm still relatively young so bankruptcy is [...]
What is the best way to spend $100 Billion to boost the U.S. economy?
Last month President Bush passed a bill which would give 0-00 (and possibly more) to working U.S citizens. His thought process was that the 0 Billion this bill will provide will be dumped right into the U.S. economy, giving it a much needed boost. I like the idea, mainly because I will be one of the lucky ones getting 00, but I doubt it will have [...]
FHA Loan instead of Conventional Loan because of No Credit?
I am recently looking to buy a house and went down to a bank for pre-approval process. The Mortgage consultant told me that i could not qualify for conventional loan because i did not have any credit. I have been solid financially and did not have the need to get credit cards and get credit and also was going to put down 15 % for the house i was [...]
Need the best advice and suggestions that you can give me please.?
I get desperate a lot of times when I cannot purchase what I want and when I need it. See, I now have real bad credit because when I bought my first home, which has been foreclosed now, I started to think the wrong way because I got all these offers of credit cards to use for stuff for my home. Well, I am really paying real tough for all of that [...]
Over the last 9 years I have managed to rack up substantial unsecured credit card debt. I do not have any?
assets, other than the 00 of equity of my house. If I just stop paying my credit cards, and wait out the statue of limitations, will the debt go away, regarding the credit cards? I live in the State of Ohio. I can live with out the "just pay it" and "get a life" remarks. Please only helpful answers. I don't need to know [...]
low Credit score questions (college mistakes)?
I had a few credit cards that I let go while in college, they were run up to the balance (which was about 0 each and not paid) because I was not able to pay them and didnt get help from family at the time. Of course, I really got attacked with fees, etc. So now, my credit score is very low and I am having a hard time. I didnt have a choice at [...]
I am trying to fix my credit and get back on track but i need help, i don't know where to go to get started.?
I ran into some problems and ran up my credit cards now im having a hard time paying them off. I would like to consolidate them and pay them off but i have no idea where to go to start this process. I hear a lot of people saying that all the debt consolidation places arent the best that they i would pay them and they would pay my credit cards [...]
Credit??? AHH??
Ok, I have tons of questions regarding my credit.. 1. I currently have a low credit score of 632...I would like to first know what is the best way to increase this score? 2. I do have an item in collection that is ,068.00 and I am in the process of paying this off... after this is paid off, does anyone know what my credit score will be after [...]
Getting a Second Phone Number – Cheap?
I run an internet site for profit. The site has customers and a merchant account setup. With the merchant account, I need a phone number listed since I process credit cards. On a few rare occasions, I do receive calls from customers regarding transactions, but not very often. (Twice so far in the past 6 months or so) What is the best [...]
I have no credit history and I need an unsecured credit card without a co-signer. Any suggestions?
I have no credit history and all the credit cards that are available to me are a hoax. Most require of the credit cards atleast 0 of my own money to start the credit building process. If credit is provided there are charges that are first applied which take up most of the available credit until I pay them off. This credit building process is [...]
