Ethical Resources For Ethical Small Business Owners
Friday March 12th 2010

Posts Tagged ‘credit cards’

Can I receive paypal donations without a merchant account?

What kind of account do I need to accept donations into my paypal account? I don't need payments to go straight to my bank account or anything like that, although I would like my visitors to be able to donate with both paypal accounts and credit cards. Would a basic personal account be sufficient for this? Otherwise, what do I need to do?

What is the best way to Improve my Credit Score.?

My score is 658 now. I have 6 open credit cards with about 20,000 balance. I do make all payments on time every month. I want to raise my credit score to above 700 level. I am in the process of refinancing my mortgage. Please Help.

10 points to the best answer!!!! i need a quick answer!!! credit card habits?!?!?

i work for First National Bank of Omaha. First National's Credit Card division is placing a lot of focus on "Innovation" for 2010. With all the government law changes, the banks profit margins are being squeezed. So First National is encouragin everyone to think innovative every day. With this effort, employees may be rewarded for ideas, [...]

Do i need a merchant account to accept credit card payments through Pay pal?

i am starting my own online business, and i need to accept credit cards can i use paypal's Website Payments Pro without a merchant account, if i need a merchant account hoe do i get one

How can I charge my customers who pay with Credit Cards?

I am shopping around to find the best solution to charge my customers (in store) who pay with credit cards, and the cheapest too. I was looking at Quickbooks credit card processing software, and it seems like a good deal. But do I have to have a merchant account in order to use it? Thanks

Besides Paypal, what's the best way to invoice customers online and provide the option to pay with credit card

I'm looking to invoice customers via email and have them pay in a secure and trustworthy way by credit card. I need a reliable source and the best possible deal. Cheap rates and good service. No monthly or transaction processing limits. Transaction, Transfer, and Processing fees need to be a minimum! I need to be able to accept all major US [...]

Is it possible to use PayPal instead of paying a monthly fee to process credit card payments for a business?

I am starting an LLC and would like to be able to take credit cards, but the monthly fee for a machine is OUTRAGEOUS! Could I just use paypal to do such a transaction and if so, how would I do this?

How To Securely Store Clients’ Credit Card Information?

I need to store my clients' credit card information for recurring monthly payments for my small business. I currently use Microsoft Office Accounting to process credit cards but there is no way to store the information in it and it must be entered each month manually. This forces me to just store the clients' credit card information on a piece of [...]

i offer website design & development, can i have credit card processing on my website? how? any URL?

As a freelancer, i offer website design and development on top of my normal job, however, I want my customers to be able to transact payments using their credit cards. Also, I'm a non-US country? How do I set this up? and What would be the requirements? Any URLs? Thanks in advance.

I am going to start a new business. Anyone know any sites and/or banks who have good merchant account rates?..

I am actually opening a call center and will be processing credit cards. Which bank has the best accounts for this?

Where can I get a CHEAP merchant account?

I just opened a business, and I want to be able to run credit cards manually. I do a gutter business, we go to homes and do peoples gutters, and then write down their credit card information, and then I want to be able to charge it. Where can I do this? That is not super expensive.

What can I do to establish a merchant account for my new business if my current credit is poor?!?

I have already applied at a few different web terminals and keep getting denied. Yet my new company is doing well and needs to accept credit cards, then I can improve my creditworthiness! Catch -22!

What is the best merchant account service?

What is the best merchant account servive? I need a cheap one. One that has their own shopping basket. The more features they have the better. I need this to accept credit cards online for my software website.

Where Can I Find Companies That Do Credit Card Transaction Processing For Internet Business?

I'm starting my own online business and need to process credit cards. I'm familiar with paypal and clickbank but would like to see if getting a merchant account with credit card processing features be a better fit for my business. However, I know that many banks do not like internet businesses, so is there a company that specializes in this [...]

i am looking for a reliable webstore and merchant account?

i won't use paypal. i want something where i can process credit cards from my site and the money will go into my checking account.

What is a Merchant Account and How Can I Get One?

I need to accept credit cards online and have been told that I need a merchant account. I'm still new to business so any help would be appreciated.

What Mobile Credit Card Processing Machine Do You Use?

My business takes me on the go and I need to charge my customers on the spot, usually at there residence, I've heard of a machine that can process credit cards wirelessly but not sure which companies offer them or the make and model that would fit my needs, can someone please help?

credit card processing?

i read something regarding someone wanting to accept credit cards and someone recommended North American Bankcard. you will want to read your contract very carefully they charge a ,200 cancellation fee.

Can you recommend an online credit card processing program?

I will have a booth at a convention next month and need to be able to accept credit cards. The location has WiFi so I'm hoping to find a site to process the cards through, rather than 1) pay for a machine or 2) pay a monthly fee. (My next convention after this one won't be for 4 months) Most of what I've seen is a high monthly rate to accept a [...]

Need help purchasing credit card processing software?

I am looking for a way for the business I work for to accept credit cards. We are not an online business. We have a machine which can perform the transaction. I need to know what to look for when it comes to software. Also, do we need to find a seperate company that would process the credit cards for us or will the company I bought the program [...]

How to set up a merchant account to accept credit cards without a personal guarantor?

All of our buisness' equiptment and vehicles have been financed without personal guarantor. We would like to accept credit cards for our services, but will not put our personal numbers on the contract.

Is it illegal to have more than one credit card processor?

I own a small business and I'm expanding in a couple of weeks. The current credit card company I'm with charges me some pretty high rates but they've been with me since the beginning and took a chance on me. Would it be illegal for me to use another company to process my credit cards for my new location? Can I have more than one credit card [...]

Does Google provide a credit card processing service? (I’m not refering to Google Checkout.) See Details.

A few weeks ago, someone told me about a new service Google is starting. They said that Google plans to offer a new credit card processing service. So, instead of using your bank to process your customers' credit cards, you would use Google's service instead. Supposedly you will also earn credit for Adwords by using this service. Has anyone [...]

What is the best way to get rid of credit card debt?

My husband and I are on a low/moderate income. We have four small children and recently purchased a home that was in the process of being built. So, we are finishing it. We used credit cards to get what we needed to do this and at first they had no interest. Well, now they do and it is killing us:) I want to consolidate them and save [...]

Online Store: Accept credit cards without your own merchant account?

I have a friend who want to launch an online store but doesn't want the hassle of opening her own merchant account. PayPal would be fine but she knows there are still sales that would be lost without the ability to accept regular credit cards. Are there any online 'malls' that can accept credit cards for you?

Using my credit card wisely, or should I never use it again?

I am in the process of paying off my 2 credit cards (at least lowering the balances as best as I can). But my question is... should I just put them away and never use them again or what type of things is it ok to pay with a credit card??? Thanks

What is the best and quickest way to improve your credit score?

My credit score is just above the mid 550's. I made some mistakes with credit cards, and they have gone to collection companies (6 cards). I am in the process of negotiating each of them down and paying them off, but my score will not go up by this since these accounts were written off. What is the best and quickest way to improve my credit score? [...]

Is this the fastest and best way possible to establish credit?

(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]

Should the Federal Reserve Bank be pushing for more consumer and commercial real estate borrowing?

There is a " Term Asset-Backed Securities Loan Facility " whichi is supposed to " get credit flowing more normally again," It is for a trillion in lending for households and businesses, especially commercial real estate which is not doing so well lately "Under the program, which got off to a slow start in March, the [...]

does amazon.com cooperate with an online credit card processing company?

Amazon.com offers amazon check out to customers, I was wondering if amazon.com processes the credit cards itself or cooperates with and online credit card processing company if so , which company does amazon.com cooperate with? Amazon.com offers amazon check out to customers, I was wondering if amazon.com processes the credit cards itself or [...]

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