Ethical Resources For Ethical Small Business Owners
Tuesday February 7th 2012

Posts Tagged ‘creditors’

Have I been swindled–and what can I do?

I worked for a small mom and pop company a few years ago. At one point they were having financial problems, so since I had good credit I helped them get some loans and lines of credit, with the promise the business would repay it. It turns out they quit paying on these loans and lines of credit and now the creditors are coming after me. It is [...]

Can I file for bankruptcy?

I couldn't get a loan for my small business and I endup using all my credit cards to cover team, supplies, trips for our team riders, rent, goods and services, some equipment, etc.. The business was as sole and all the card were on my name. So is my personal line of credit. I was hoping that it will payback the bills and didn't go that way. I [...]

Option's after my Bankruptcy discharge?

Ok I just have a few questions here. I filed bankruptcy in April of 2008, went to court with the trustee in May of 2008. Well finally in March of 2009, my case was discharged. I was discharged 03/30/2009. I have been trying to look online about my questions, and keep finding different answers, on a bunch of different sites. What I am wondering [...]

low Credit score questions (college mistakes)?

I had a few credit cards that I let go while in college, they were run up to the balance (which was about 0 each and not paid) because I was not able to pay them and didnt get help from family at the time. Of course, I really got attacked with fees, etc. So now, my credit score is very low and I am having a hard time. I didnt have a choice at [...]

What arand e some reputable reverse mortgage companies?

My great grandmother is 80 and has quite a bit of credit card and medical debt but not much income. She owns her house outright, and compared to other options, a reverse mortgage seems to be the best option. It would make her life a lot less stressful. She realizes that if it isn't paid back, her children won't inherit the house. Anyways, what [...]

What are the collection procedures for unsecured credit card debt?

What steps are taken by creditors and collection agencies, to collect on a bad ,000 credit card account? Debtor is unemployed and has a total of ,000 in credit card debt. Debtor has no real estate and only ,000 in bank account?

Why does a small business have to pay a fee in order to get a credit report built & scored?How to do quicker?

Dun & Bradstreet was paid in March to create a PayDex score and credit file on my 8 year old business. Now that they have the money, they say that the creditors I listed are NOT D&B members, so D&B can not use them as a reference. D&B will not return any money paid to perform the service they were paid to do. As a small business, [...]