Posts Tagged ‘home loan’
How can a home mortgage lender verify an applicants provided employer actually exists?
With all of the on-line tools that appear to exist to create a ficticious business (web pages, efax, etc, etc...), how does a lender verify a small company actually exists when verifying an application for a mortgage loan. Specifically Mr Jones, indicates that he works for X small company and provides realistic looking proof of employment of [...]
Do I stay current on my home mortgage or unsecured credit cards?
I recently got laid off from a second job. I used this to keep current on my unsecured debt(Over 50k) we had a rough couple of years with medical and household expenditures. Between my wife and I through our primary jobs we can keep current on our home loan and keep the household budget going along. I just won't be able to make all the current [...]
do you think we qualify for a construction loan, credit score wise? Please help!?
My husband and I have credit scores of 560 & 580 currently but we have a best buy credit card that shows that we have not made a payment in 9 months on our credit. I have talked to Best buy and they are in the process of fixing it because we had made every payment on time. Once (if) that is ever fixed then our credit should go up. We have 2 [...]
Our Real Estate Agent took $21,000 & Our home! Please Help?
We (thought) purchased a home in 2007. Our credit was a not bad but not enough to qualify for a home loan. The realtor agent offered to take the ,000.00 down payment, apply it to the purchase and keep the mortgage papers in her name until we qualified and could put the mortgage in our names. Until then she we were to have, papers signed and [...]
Is there anyone out there who owns a small business and lives there too?
I currently own a small resale shop, and own a home. The problem is my shop is a little more than a half hour drive from my home one way.... so I thought about moving closer to my business. My location doesn't seem to be thriving so well after a year in business, and there is towns around here that allow you to live above your business. I found [...]
HELP I have a “default” question on a commercial loan?
Okay here is the deal, my Friend helped me refinance by giving me an arm for my home loan with out an escrow account for my taxes and for my business ( who I have a co signer for ) My home also has a 40k lien from the business as collateral & to top it off he gives me a private lender who charged me 6thousand for being 30 days late one time [...]
