Ethical Resources For Ethical Small Business Owners
Friday September 3rd 2010

Posts Tagged ‘job’

Army/Active-Bankruptcy Issue–Help!?

I am married and enlisting in the Army. I lost my job and had a surgery in Jan. of this year, my husband also has debt and pays child-support which is current, but we have had a car repo and I, have medical bills, no credit card debt, but have misc. bills and NEED relief--is it in my best interest to try and file bankruptcy before I go [...]

How can we get funding to purchase a B&G business?

My fiance and I are attempting to buy-out a Bar & Grill business, but have horrible credit scores. He just lost his job on top of that, so we are looking to possibly purchase the business with a partner (or two). It's a popular business venture, and we already have all the paperwork to get going on funding. Throughout all our friends and [...]

Should I quit my job?

OK, I'm really obsessing over this question given the economy. Here's the deal. I work part time as a secretary for this ultra rich dude. I work part-time although he expects me to get the work done of a full time employee. So, if items don't get completed in the time I have he calls me and makes my life horrible. I seriously bend over backwards [...]

I have a small business (new)….?

...I quit another job and am wondering if I could use my 401-k to help finance my business. My business is growing and I would like to pay down my line of credit from my house. Anyone know of a way that I could use the 401-k to help my business because I have to borrow more soon to do a complete buildout of the store. I have been working this [...]

Which Credit card is best for a student?

I want to start gaining credit and never had a credit card before, if you guys may please help me understand the whole process having a credit card, and which one is the best, in your choice? thanks. **ok since some pplp are getting the wrong impression of my age, to fyi i just recently turned 20. I never had credit before, and I would be making a [...]

Need small laon for 3 months?

I have a small company and our work truck died. I have a chance to replace it, but need a loan. Hard to believe but I built the business without ever establishing a credit line or much of a credit history. Now I need 3,000.00 for 3 months (3 month is a worse case scenario) quite often a single job can pay off this loan but don't want to promise [...]

What can I do to get some help with unsecured debt and not destroy my credit?

I have 35k in unsecured debt. My credit rating is still in the 700 range. I lost my job and I need some help but don't want to destroy my credit . . .Help!?!?!?

I have a small business (new)….?

...I quit another job and am wondering if I could use my 401-k to help finance my business. My business is growing and I would like to pay down my line of credit from my house. Anyone know of a way that I could use the 401-k to help my business because I have to borrow more soon to do a complete buildout of the store. I have been working this [...]

Isn't filing bankruptcy the worst thing you can do, financially? Don't you still have to re-pay some things?

Where I live, it's so expensive that many people work two jobs. Myself included. My co-worker is seriously considering filing bankruptcy due to serious credit card debt, school loans and other difficulties. But isn't it worse to have bankruptcy on your record for 7 yrs? Especially if you still have to pay off some items? Also, isn't it [...]

any successful people whant to teach me how to make money without a job?

i know there are ways to make money without a job. I would like to here some success stories, or someone to teach me how they did. i am eager to learn and a fast learner. i am also highly self motivated, just dont know which direction to point myself. i would like to start something part-time and build it up to a full time income. please no mlm or [...]

Trying to qualify for reinfinaced mortgage? HELP?

I am a co signer on a mortgage, the primary wants me to pay him to sign house over to me since he paid the down payment so we can split. I will have to pay for reinfinace charge but want to know how can I be sure that I will qualify. Iv had my name on the mortgage for 2 years and all payments on time. I just paid off my school loan. THe house [...]

Is it possible for someone with very bad credit to get an unsecured credit card with a cosigner?

My job requires me to travel frequently and each employee has their own company credit card to use for these expenses. Due to a merger, however, we will no longer have "company" cards and we have to get our own "personal" credit card to use for expenses and get reimbursed later starting next month. I have very bad credit, [...]

Raise low credit score ?

i have a small business whith no credit line sometimes i have as much as 50k in ac so i use my credit cards for cash flow but they get maxed out and the when we get paid from a big job we pay them off but they get maxed out all over again.so my credit score is low and no bank will give me the time of day we've been in business for 3 years. the [...]

What do I need to know legally speaking to run an online retail business from home?

I'm 21 and taking a huge risk to begin research and open my own boutique. I want to create an online store (first) to sell my refurbished furniture, wholesale books, and clothing. What do I need to know, legally speaking, to open an online business? Where is the best place to learn about online credit card processing? Also, will I need to file [...]

Help with Credit Card Debt?

I am a 21 year old College Student with about ,000.00 worth of Credit Card Debt. I have 7 credit cards with an average APR of 19.6%. I don't have a job right now, but I am in the process of getting one...that being said at best I am going to be making between -. I have no collateral so taking out a loan is basically out of the question. My [...]

How do I start a small business?

I am 20 yrs old. I barely have any credit, and I don't have a job. But I will soon. Once I start saving my money, what steps do I have to take to start a small business. I want to start a line of hair and skin care that is 100% natural and organic. What do I do about marketing and funding and all of that?

In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt?

In Oklahoma if you file Chapter 7 bancruptcy do you get to write off all of your unsecured & credit card debt? How does it work; I lost my job and cannot make those payments the only thing i can pay is my house payment; any help would be appreciated i know every state is different; thanks Lets say I have 15k in equity in my house what does the [...]

i offer website design & development, can i have credit card processing on my website? how? any URL?

As a freelancer, i offer website design and development on top of my normal job, however, I want my customers to be able to transact payments using their credit cards. Also, I'm a non-US country? How do I set this up? and What would be the requirements? Any URLs? Thanks in advance.

Credit Card Application-Processing job???

I am wondering if anyone on here knows how i can find a job doing credit card applications/processing? for instance, if you walk into dillards and want to get a dillards store credit card, you would fill out an application and then the cashier calls in the info, i want to be the person on the other end of the phone. the one who actually processes [...]

will voluntarily repossessing my vehicle ruin my credit?

i know that it will hurt my credit, but would it hurt it so bad that it would take for ever to repair and would i be able to get financed for anything else in the near future. just curious cause i have been laid off since december of last year and my car payment is killing me and i cant trade it in cause i would be upside down and i cant refinance [...]

How do you explain credit card processing to an older lady?

My company recently had a glich in the system with processing a specific type of credit card. Part of my job was to call the different customers of whoms credit card did not correctly process. This list went back six months. As you could imagine, everyone wasn't exactly peaches and creme, but most understood. However, I ran across one customer [...]

can anyone tell me if i herd this right?

Today on the news they were just telling us the American people what their plan was. Obama seems to be content with it so i dont know. But i must say this doesn't sound like what i thought he was trying to do. Federal Deposit Insurance Corp. Chairman Sheila Bair said she expects her agency will finance as much as 0 billion in purchases of [...]

I need to refinance my 4 unit investment property I purchased last week.?

I purchased the property at a 13.5% cap rate, 63% LTV with an investor loan last week. It's non owner occupied, I'm self employed my fiance has a regular job. The property will cash flow 0 with a 30 year loan at 7%, 0 for a 20 year loan. I'd like to finance it without having to use any of our incomes from our jobs to pay back the loan, just the [...]

I just got a job selling credit card processing systems and service, has anyone ever done this? Any ideas?

I just got a job selling credit card processing systems and service, has anyone ever done this? Im supposed to walk into businesses and get them to change to my provider (we pay buyout and provide lower rates) This is my first time doing this, and I was wondering if anyone had any good ideas, like where to go, what to tell them, why i should do it [...]

I need advice with my financing?

I own a commercial apartment building that is 6 units, I only owe 0K and it's worth 0K. I own a home but I refinanced it and took a lot of money out to pay some bills and stuff... now I owe 0K and it's only worth maybe 0 and my mortgage went up to 00 a month.. I can't afford that home anymore so I haven't paid the mortgage for about 3 [...]

**********Please Help Me*****************?

I own a commercial apartment building that is 6 units, I only owe 0K and it's worth 0K. I own a home but I refinanced it and took a lot of money out to pay some bills and stuff... now I owe 0K and it's only worth maybe 0 and my mortgage went up to 00 a month.. I can't afford that home anymore so I haven't paid the mortgage for about 3 months...I'm [...]

Refinancing home mortgage worthy?

I saw a commercial last night about refinancing homes here in Florida. Is that worth doing? just asking coz both my parents lost their jobs. and now leaving on savings.( they been lay off 3 months ago) they are never late on payemtns and credit card. I am still a student and cant really find a job. Any good lawyer for refinancing here in south fl? [...]

Merchant credit card processing job offer?

I have been offered a job with AmericaOne credit card merchant processing services. They paint a fantastic picture of how much money you can make. I just want to know what the catch is--are there any pit falls I should be aware of???

Refinancing home mortgage worthy?

I saw a commercial last night about refinancing homes here in Florida. Is that worth doing? just asking coz both my parents lost their jobs. and now leaving on savings.( they been lay off 3 months ago) they are never late on payemtns and credit card. I am still a student and cant really find a job. Any good lawyer for refinancing here in south [...]

internet marketing?

i heard of small internet businesses where people can make money by being online and doing stuff...what is this about? how can i get into something simple without investing money first? can i get a job online where i can work from home and get my payment deposited into an online account?