Ethical Resources For Ethical Small Business Owners
Friday September 3rd 2010

Posts Tagged ‘jobs’

Process Server Question?

There was a note left on my office door that a process server is trying to serve me with legal documents. I'm pretty sure it's regarding Capital One credit card that I have not paid. Has anyone had this happen to them ? I don't need any of the "pay your bills" comments, so please dont respond if that's all you have to say. I just [...]

Isn't filing bankruptcy the worst thing you can do, financially? Don't you still have to re-pay some things?

Where I live, it's so expensive that many people work two jobs. Myself included. My co-worker is seriously considering filing bankruptcy due to serious credit card debt, school loans and other difficulties. But isn't it worse to have bankruptcy on your record for 7 yrs? Especially if you still have to pay off some items? Also, isn't it [...]

Need the best advice and suggestions that you can give me please.?

I get desperate a lot of times when I cannot purchase what I want and when I need it. See, I now have real bad credit because when I bought my first home, which has been foreclosed now, I started to think the wrong way because I got all these offers of credit cards to use for stuff for my home. Well, I am really paying real tough for all of that [...]

Do I stay current on my home mortgage or unsecured credit cards?

I recently got laid off from a second job. I used this to keep current on my unsecured debt(Over 50k) we had a rough couple of years with medical and household expenditures. Between my wife and I through our primary jobs we can keep current on our home loan and keep the household budget going along. I just won't be able to make all the current [...]

What do you think of my depression scenario?

The t-bill bond market is starting to falter, so we are looking at maybe failure by May, 2010. Second wave of bad commercial real estate loans due in 2011. No jobs, unless we continue to hire census employees for the next few years. Several hundred, perhaps thousands of commercial banks will fail in the next 2 years. The fed will be [...]

Starting a Business was harder than I thought!?

I am selling my herbal enhancements on ebay and doing very very well.So much so that I saved up enough money to build my own website and leave ebay for good (too many restrictions and high fees).Money is not the issue here, the real issue is bringing everything together and making my ideas in a reality.Here is a rundown: Im building my business [...]

I need to refinance my 4 unit investment property I purchased last week.?

I purchased the property at a 13.5% cap rate, 63% LTV with an investor loan last week. It's non owner occupied, I'm self employed my fiance has a regular job. The property will cash flow 0 with a 30 year loan at 7%, 0 for a 20 year loan. I'd like to finance it without having to use any of our incomes from our jobs to pay back the loan, just the [...]

Refinancing home mortgage worthy?

I saw a commercial last night about refinancing homes here in Florida. Is that worth doing? just asking coz both my parents lost their jobs. and now leaving on savings.( they been lay off 3 months ago) they are never late on payemtns and credit card. I am still a student and cant really find a job. Any good lawyer for refinancing here in south fl? [...]

Can anyone please help with a marketing probem on a small business I own?

I bought an auto glass (mobile and land) business, ARIES AUTO GLASS (see internet ad). However, I am losing jobs due to 5 and 10 dollars. I have gotten lowest cost and can not take anymore off or I would be actually in the red. I am wanting a catch phrase and customer offer that will cement their business with my company. I have thought gift card [...]

Refinancing home mortgage worthy?

I saw a commercial last night about refinancing homes here in Florida. Is that worth doing? just asking coz both my parents lost their jobs. and now leaving on savings.( they been lay off 3 months ago) they are never late on payemtns and credit card. I am still a student and cant really find a job. Any good lawyer for refinancing here in south [...]

I’m starting a small..Really small design business, Where can I get cheap web hosting with domain name and EM?

EM= email. I work as a graphic designer for a company, but I'm starting up a company to handle smaller jobs like web design, logo design fliers, etc. (my boss doesn't mind, since the company doesn't handle that) What are some recommended cheap web hosting with domain names and email?