Ethical Resources For Ethical Small Business Owners
Saturday February 4th 2012

Posts Tagged ‘lenders’

Economically Speaking, do you think Malinvestment could be part of the problem with the economy?

Now that the crooks are trying to liquidate them? "The Daily Capitalist Blog" said It is different at the regional and local banking level. Most of them held on to their bad loans as long as they could to avoid recognizing losses, which would require them to either raise more capital or fail. The banking regulators have largely [...]

Can anyone recommend a company from which to obtain an unsecured bad credit personal loan?

My uncle asked me this recently, and I couldn't offer any advice. The only bad credit loan companies I know about are the payday and car title lenders.

Secured vs Unsecured Credit Card?

I am aware that a secured credit card will help me boost my credit score as long as a I pay on time, but if I can get qualified for an unsecured credit card, should i get one? Basically my question is, will one raise my score faster or higher than the other? Do lenders look down upon "secured" credit cards?

Are the economic woes of the US being exagerrated?

I am wondering about the accuracy of the media's reports regarding the supposed tightening of credit markets and credit lines for individuals and small businesses. In my area, banks and other lending institutions have been heavily bombarding the radio and tv with ads stating that there is no credit crunch, that they have ample money to lend, that [...]

In the next six months we are opening a franchise and in the process of clearing up poor credit?

I and my partner are looking to open a franchise in the next six months and in the process of clearing up the rest of our credit along with saving six months for capital but we will need a loan under a new corporation. We are wondering due to the crisis if we should wait for a year after the dust settles or will the six months lenders might be [...]

Searching for US lender for small business unsecured line of credit/ loan that doesnt use personal guarantee?

I need website links to lenders who process fast, unsecured by property, and that do not need personal credit report to process financing for a business acquisition- utilizing paydex score only within the United States

Is the bailout partially responsible for destroying my industry?

According to the nations largest commercial real estate firm, Marcus and Millichap, lenders are not liquidating distressed properties. Instead they are holding them and collecting the income until the market changes by paying management companies to run and improve the cash flow of the foreclosed businesses, shopping centers, apartments, [...]

Where can I get a bus. loan without using my personal credit report.?

am currently looking for a cash loan for my company of ,000.00 to 40K secured by Commercial real estate! Contact me at 301-473-9041. The company name is The Della Group, LLC. I own 1 gas station in Allegany, MD right on I-68 . I need the money for cash flow reasons & to purchase inventory. Please call me after 6PM Eastern time or email me [...]

Why do people that do home loans get so mad when you shop around?

I've heard a friend of mine <that does residential and commercial real estate loans> go completely nuts every time her customers shop around for home loans. What do these lender expect someone to just trust them when they say. <hey, don't be looking at loan numbers from other lenders or I'll kick you in the ding ding.

Where’s the best place to get a commercial loan?

Where is the best place for a new real estate investor to apply for commercial loans? There are many banks and online lenders offering commercial loans, so out of the thousands of options, where is the best place to start? I have read many books, but none seem to be updated with the current options the internet provides. If someone could recommend [...]

Are there any investors out there to fund two commercial escrows 200k at a 20% for one year or less,prime R.E.

I have two prime Los Angeles downtown commercial properties to go in to escrow. I have a first TD lender ready to fund 65% in three weeks, I need an investor who can lend 0k for each escrow at 20% for one year or less. Method of repayment have been preapprove to refinance the investor's money, also the 20% is tax exempt as per the city of Los [...]

How many point do lenders pay on commercial real estate loans?

I'm considering getting into commercial real estate loan brokering and I would like to find out how many point lenders usually pay on these types of loans. I know the amount can vary, but I'm looking fo a range so I can calculate my possible commission. For argument's sake let's say an average loan amount would be .5 million. But, [...]

Where can i find a lender for a commercial real estate loan?

I would like to buy a 8-unit apartment building for 3K from what i have found most lenders want about 20% down. Can i find a lender with little or no down payment? I can pay other things like prepayed insurance, escrow, ect. but the 20% is kind of high. Can anyone sugest any lenders? Any sugestions?

What lenders do commercial loans on Gravel Pit’s? (refinance)?

I am looking to refinance a gravel pit, but am having a hard time finding a lender. Do you know of any lenders that specialize in this area?