Posts Tagged ‘loans’
Help finance problems!?
1. The following three one -year "discount" loans are available to you: Loan A: 0,000 at a 7% discount rate Loan B: 0,000 at a 6% discount rate Loan C: 0,000 at a 6.5% discount rate a. Determine the dollar amount of interest you would pay on each loan and indicate the amount of net proceeds each loan would provide.Which loan would [...]
Economically Speaking, do you think Malinvestment could be part of the problem with the economy?
Now that the crooks are trying to liquidate them? "The Daily Capitalist Blog" said It is different at the regional and local banking level. Most of them held on to their bad loans as long as they could to avoid recognizing losses, which would require them to either raise more capital or fail. The banking regulators have largely [...]
How can a loan have a 5 year maturity and 25 amortization?
Trying to understand this statement "permanent loans on commercial real estate with amortizations ranging from 15-25 years and maturities of 5-7 years". How can a loan have a 5 year maturity and a 25 year amortization? If it matures at five years, I would've thought that is when the loan is due so there would be no further amortization, [...]
My banks keep messing up my loans/terms, any advice?
I had a few loans out through my significant other, one small one that i used for a car about ,000, one larger one for about ,500, and then we had some combined stuff to do around the house, etc, so that was a home equity for about ,000...all in all those were gotten about a year or two fairly closely together though, and they all started out as [...]
My partner and I are determined to buy a home within the next 2 months; any information?
I have gone to get prequalified and I am waiting to see what sort of loans we may be qualified for; I have been to the FHA website to try to gather information. I am from PA and we are looking to move to jim thorpe, lehighton, weatherly area. I am not sure exactly how the home buying process works or even what we can get, since we are not even [...]
Have I been swindled–and what can I do?
I worked for a small mom and pop company a few years ago. At one point they were having financial problems, so since I had good credit I helped them get some loans and lines of credit, with the promise the business would repay it. It turns out they quit paying on these loans and lines of credit and now the creditors are coming after me. It is [...]
Why do college scholarships so hard to get?
So I have applied to about 20 scholarships already and plan to continue...but I've already been denied by 7 and it's getting very discouraging. I've gotten Trustees Merit Scholarships from three of my schools, but of course...they're private and the rest is still a bit of a challenge to pay for. My family makes about 90-100,000 a year...and I [...]
I won a gov bid but needs funds to deliver the product?
I own a small business and recently got a government bid. I need K to purchase the equipment from the MFG and will get K in the end. I wrote "payment in advance" on the bid but the county said they pay 30 days after install. It takes 35 days sea freight to get my product, 1 week for the install and 30-45 days to get paid. I offered a [...]
Is it true that every U.S. dollar is loaned into circulation as debt, creating principal but not interest?
...and therefore totally unpayable? I asked something similar earlier but didn't get an answer to my satisfaction. I understand that the privately owned (though govt chartered) Federal Reserve buys treasury bonds with money it issues from nothing, and that the interest the U.S. owes on the bonds the Fed holds can only be paid by selling the [...]
Job hunting in South Korea?
I have quite a few questions on the subject so if you only have the answer to one PLEASE answer it anyway. All informative answers are GREATLY appreciated. I have heard that it is very difficult to get a job teaching English in South Korea without a degree. I've also heard that it would be best to just go out there and start [...]
Trying to qualify for reinfinaced mortgage? HELP?
I am a co signer on a mortgage, the primary wants me to pay him to sign house over to me since he paid the down payment so we can split. I will have to pay for reinfinace charge but want to know how can I be sure that I will qualify. Iv had my name on the mortgage for 2 years and all payments on time. I just paid off my school loan. THe house [...]
In need of a little financial advice!?
I am currently in the process of restoring my horrible credit. I have already sent off my settlement letters to different companies, 2 of which are credit card companies. If the company agree to the settlement offer, I will be paying a total of ,114.56, if they don't then it will be ,048.21. I really want to start buying a home by the summer. [...]
What can I do with credit limit decrease?
I don't know what to do now. I am a small business owner and have or had a good credit. Banks were dying to lend me money. The economy were good back then and my business was doing pretty good. So, I got offers from my business and personal credit cards with 0 interest rates. I admit I took out some loans and line of credit to hire employees and [...]
Is it possible for someone with very bad credit to get an unsecured credit card with a cosigner?
My job requires me to travel frequently and each employee has their own company credit card to use for these expenses. Due to a merger, however, we will no longer have "company" cards and we have to get our own "personal" credit card to use for expenses and get reimbursed later starting next month. I have very bad credit, [...]
Where can I get the best interest rate on a student loan (to be paid back in 2009)?
I'm in the process of going back to school and want to consolidate some credit card bills/loans, etc. I don't want to have to pay anything back until after I graduate from grad school (looks to be either December 2008 or May 2009). Any suggestions where I can get the best interest rate for a loan of anywhere from ,000-,000?
What are the risks associated to an UNsecured small business loan?
I am working on starting a small business soon. I am financing a big chunk myself but need a small business loan for more than half of the start-up cost. I have been told by different professionals out there that with my age, credit score, and years of established credit I would easily qualify for an unsecured business loan, meaning that I don't [...]
where can i get a unsecured credit card?
where can i get a unsecured credit card? I am trying to improve my low credit rating/score and realize this is an easy way as i cannot get approved for any loans and no way in the world can i get approved for any line of credit including a credit card... I went to search on google and the search results are just a big list of "so-so" [...]
the Questions about Real Estate in Market.?
What is going on with RE market? Residential vs. Commercial? Property Values? Loan Defaults? Institutional Losses? Why is it so difficult to get a mortgage now? What are the causes? What types of loans were the culprits of the bubble? How did Wall Street make it worse? What forms of fraud did borrowers commit? Are they the victims? What [...]
Anyone have experience with Merchant Account Loans?
I need cashflow for my existing 2 year old business & am considering applying for a merchant account loan which is based on my credit card transactions. Are these loans risky? Or are they a legitimate way of infusing cash into the business?
CA Real estate agents and brokers, Is this a good “deal”?
I saw this ad for real estate sales...I did sales for 6 months with Coldwell Banker, and I left 2 months ago...I miss it already! I was wondering, is 795 a lot per transaction? You can do Real Estate & Loans ***** 100% Commission****** 21st Century Real Estate & 21st Century Funding *100% Commission on Real Estate & [...]
REAL ESTATE…what is your opinion? Anyone in the field of work please answer!?
Serious answers... 10 points best answer. I'm in my early 20s, and I've always wanted to be a real estate agent. I kmow someone who does it part time, but we live in New York State. Even though the economy is bad and is affecting the real estate market, isn't a good time to get in the business if there are so many foreclosures? Because of [...]
What is the going rate for a commercial investment loan right now?
My current loan on some real estate is coming to term, and I want to extend for another term. Vacant land, good payment history, a lot of equity, good credit. Edward, this doesn't concern my vote. My vote will be...mmm...unconventional. Wow, Howard! Not only can you can solve all my problems, you offers loan in my local currencies! I've been [...]
When securing a home loan, what are the “points” associated with the loan?
I've seen commercials that say "0 Point" loans or refinancing. I'm just curious what the points are.
How many point do lenders pay on commercial real estate loans?
I'm considering getting into commercial real estate loan brokering and I would like to find out how many point lenders usually pay on these types of loans. I know the amount can vary, but I'm looking fo a range so I can calculate my possible commission. For argument's sake let's say an average loan amount would be .5 million. But, [...]
