Posts Tagged ‘money’
can you use unsecured personal line of credit to finance a small business?
I currently have a small online (home based) retail store. Only after a few months of selling, I see there is a lot of potential to be made. I want to make my next move and that is to expand (order more stocks). So, I was thinking about applying for an unsecured line of credit and use that money to finance my small business? Around 7k to 10k [...]
What are my funding options for start up business?
I just got my DBA today but I still need funding to get my business going. I have some money, but I still need about ,000. I talked to my bank (bank of america) and they don't do small business loans for start up businesses, and it seems like I'm running into that everywhere I look. I have a business plan and cash flow projections, I have a [...]
Economically Speaking, do you think Malinvestment could be part of the problem with the economy?
Now that the crooks are trying to liquidate them? "The Daily Capitalist Blog" said It is different at the regional and local banking level. Most of them held on to their bad loans as long as they could to avoid recognizing losses, which would require them to either raise more capital or fail. The banking regulators have largely [...]
where did the additional funds go?! (kind of long, please answer!)?
My husband refinanced our home with wells fargo financial (NOT the same as the actual Wells Fargo, we found out a few weeks ago) on a 12 year note in 2008. it was originally a 30 year term. we had been dating for about 6 months, so it was really none of my business at the time. the payment went from a little under 500 per month to 950.80 per [...]
Are there any resources out there for women starting a business where NO down payment is required?
I have searched and talked with so many different organizations about getting a business loan including SBA, commercial banks, and state funded organizations set up for funding small business owners. I have the business plan, the statistics for future sales and I have the collateral. What I don't have is money for a down payment even if it's [...]
If money is not an issue, what is the best way to increase my FICO credit score?
Please help me with suggestions on how to raise my FICO credit score. I understand the rules of improving this and am not looking to break any laws, just want some guidance removing negative items and boosting my scores. There's no use crying over spilled milk so discussing the reasoning for receiving these negative items is moot, I just want help [...]
steps to change wells fargo secured credit cared to unsecured after one year?
i was told that after having secured credit card for one year i can have unsecured credit cared and get my money back.so it is the time now but i dont know the steps to do that. when i go to different wells fargo branch they told me differen steps. can anybody tell me best way to get the unsecured credit ? thank you
How do I build credit on a tax ID number for my small business?
Last spring I started up a Landscape Service for extra income. I provide lawn mowing, tree trimming and other general lawn maintenance services. I registered my buisness with county (DBA). I filed for and recieved a federal tax ID number or EIN. I opened up a buisness account on this number so I could track finances that were business related. I [...]
If I want to boost my credit score, should I get a secured or unsecured credit card?
With an unsecured, I'd have a credit limit, whereas with a secured, wouldn't my credit rise faster if I put a lot of money on it and not max it out?
A lot of tax questions.?
I have/had a business for the past 8 years. Last year I made absolutely no money .(Personal problems). The s corporation that I have, owes the bank on overdrafts and line of credit. I was lucky enough to get fill in positions, day here and there, totalling about ,000. Can I claim that as income? I did not get any 1099's as I never earned more than [...]
I am a total failure at life.?
I really am a complete failure at life. I am always miserable, push people away, every choice I have ever made I have regretted. I am currently 30 and yeah I know everyone will say "you are young and have so much life ahead of you", but I have been unhappy since I think around college. I initially got an associates in computer [...]
Having trouble with an order online from Best Buy….?
I have recently ordered a Play Station 3 bundle pack on 12/14/10. I received an email saying that my ordered had been processed and that they werent gonna charge my credit card until it was ready to be shipped to me. Also that I was goin to recieve an email with the shipping date and tracking number once they charged me. Well I checked my bank [...]
Can you get a house re-appraised if you didn't like the first guy's answers?
My sister put money down on a home that was listed as residential property, it was infact a duplex that she planned on moving into both halves and eventually making it into one home. She got approved for the loan, sent the check to the insurance company, and put the money down, and when she got it appraised, the guy told her that it was [...]
Should I go air force reserves or army active duty?
Ok, I passed the asvab (scored above 50). My recruiter told me that my debt ratio is high and that he woul have to submit a waiver in order to get me in the air force. I have to pay off a credit card that's in collection (,000) or pay 25% of it and get off my credit. I also have a car payment of 9.81 and my half of the rent is 0. I usually [...]
Wouldn't it be better if the government……………..?
Wouldnt it be better if the government used the stimulus money to help sustain small and midsized businesses that up until the crash of the stock market were showing reasonable profitability? They were obviously doing something right to be in that position...and it was only the stock market crash and freezing of their credit lines that have made [...]
I always tell off, and talk back to my bosses, is that good or bad?
At 22, I learned "when you work for someone, you give your boss power over your life". I had a boss who would be constantly reminding people how much they needed their job, and how she could fire them at any time. She'd say things like: - "It'd be pretty sad if you couldn't pay your daughter's tuition no more" - [...]
I'm 25, debt free, partner owns house. Should I buy an office? I work 3 days p/wk at the moment. Its 110K?
My partner bought his first house in January and we havent had any trouble making the repayments on his wages alone. I recently graduated with my BHSc but even so my nett income is only around 2500p/month at the moment. I'm thinking about buying a small (tiny!) office in a trendy area for 92K and to start consulting from there 2 days per week and [...]
If you state statistics about unhappy customers in a refund request is that a threat?
I wrote this complaint letter after not hearing back from the owner and she said I was threatening her. This was not my intent at all. I was simply trying to get her to see that refunding my money was worth more to her than not. Here is the letter, please tell if it sounds threatening. Dear XXX I wrote an email to your salon last week about [...]
For those who think that corporations should have the same rights as individuals and that it is in our?
best interest to protect corporate profits over the welfare on the individual, have you ever tried dealing with your cell phone provider? If you think that corporate American is your buddy, here is a good example for you. My cell phone provider billed me 00.00 for one month, denied responsibility for three weeks and caused me to spend 34 [...]
Why does Amazon keep canceling/denying my order when I try to pay through my bank account?
I'm not in Telecheck. I'm trying to purchase a computer from Amazon but they keep telling me to use a different payment method (other than my bank account) I just added it yesterday and my order for a .00 book went through fine...with no problems. I called telecheck to make sure I was not in there and they said I was not...Amazon keeps [...]
PayPal and the IRS, help!?
Hi! Here is my question; A hypothetical example, Joe decides to clear out his basement of old vinyl records. Over the year, his collection sells for around 00. Normally, without question I would say that Joe should definitely report the money when filing taxes. However, I seem to be finding conflicting information about this. Check out what it [...]
What Happens to my Student Loans and Pell Grants!?
I am currently going to College online,I am moving in as little as 2 weeks,this semester ends this week.I know sooner or later I have to pay it all back.I am not asking what is the best way what I am asking is Since I have to Drop No Later Then The End of Week 8 without being penalized I still have to pay about 600.00 in fees and for the books I [...]
How should I handle Mercedes purchase?
I have: credit score approx. 630 (high debt-to-limit on 2 credit cards and limited history is the reason for my low score; no late payments.) Good income--I can afford a car payment and still save a good amount each month. Being a young businessperson I need to improve my vehicle situation, I drive a poor vehicle now. I'm looking for a [...]
Unable to file bankrupcty, still need legal advice?
I need legal advice on how to handle a debt problem. I owe ,000 to 3 USA credit cards each, so a total of ,000. I am broke, but according to all the lawyers that I have consulted (all of them belong to the California American Board of Certification, the national certification board for bankruptcy, or the ones rated on the Best bureau Business,) [...]
My sister put money down on a home that she might not even get, any ideas?
My sister put money down on a home that was listed as residential property, it was infact a duplex that she planned on moving into both halves and eventually making it into one home. She got approved for the loan, sent the check to the insurance company, and put the money down, and when she got it appraised, the guy told her that it was commercial [...]
Owe creditors and attorney money?
I went through a divorce 3 years ago, I was a stay at home mom. My ex husband was not willing to pay off our credit cards and now I have judgements under my name. He also had two attorneys, so I had to hire one. I still owe him ,000. I can't pay any of this. I have not been working for over a year and am having a hard time to find a job. I [...]
order status: in process. PAYPAL HELP please?! (will choose best answer)?
okay so i sold tickets on ebay for 5. that happened sept 17th. 2010. today it's oct 4th. 2010 it says Payment status completed but where it says Order status/Actions it says in Process. it has been like that for 18 days. how much longer ?! my mom has not received the money in her credit card. my buyer already gave me + feedback and [...]
Police Recruit and Background Process. Wanting to become an Officer?
I'm wanting to apply to different police agencies, however I'm not to sure if I should wait or go ahead and proceed with applying my application. - I do not have the best of credit however, I been paying on alot of my old bills and almost caught up. - My license has been suspended for the past seven months, but now its current. I left it on [...]
want a franchise that I can afford. ?
I have 17 years management experience. (food, retail, finance) I have an AS in Business Administration and a BS in Business Administration Major Business Management from an Accreted University. My credit is good. I have one hospital bill that drops off next month. Paying on one student loan for 10,000. I am buying my home. Total debt for [...]
30-somethings, My bf…need perspective…both have kids?
I need some other points of view here. My boyfriend and I are finally starting to have some issues. He has a good job, is very involved with his kids and treats me well. Recently some issues have come up and I'm trying to determine if this is worth it. I found out last week that he has HUGE credit card debt (like A LOT, I now know I should [...]
