Posts Tagged ‘money’
Is Your Bank Fair With Their Fees?
I belong to a credit union and as long as I have the money in the account, I pay no monthly fee and can write as many checks as I want to in a month. Chase raised their monthly small business fee to , and charges a 0 annual fee on lines of credit. I just heard that Citi is going to raise their fees as well. What do you think about you bank (or [...]
How Do I Stop Identity Theft?
So I tried to get a credit card to go off to college with so that money wouldn't be so tight, but when they processed my SSN my dad's name popped up and it was declined. The same thing happened when I tried to get a new Sprint phone, they claimed that I already had an account open. I dont know what to do! This is my dad using my SSN to get [...]
Can I file for bankruptcy?
I couldn't get a loan for my small business and I endup using all my credit cards to cover team, supplies, trips for our team riders, rent, goods and services, some equipment, etc.. The business was as sole and all the card were on my name. So is my personal line of credit. I was hoping that it will payback the bills and didn't go that way. I [...]
How Do I Get Start up Capital?
I am in the process of starting a small general trades/drywall company that caters to large construction management companies in the northeast. Over the past six months we have built realationships with these companies and have successfully been awarded work by these firms for a total of + million. But there is a problem - money. I am told by [...]
Is it true that every U.S. dollar is loaned into circulation as debt, creating principal but not interest?
...and therefore totally unpayable? I asked something similar earlier but didn't get an answer to my satisfaction. I understand that the privately owned (though govt chartered) Federal Reserve buys treasury bonds with money it issues from nothing, and that the interest the U.S. owes on the bonds the Fed holds can only be paid by selling the [...]
can you help me find my father ok,im garrett bolden jr.14 y/o turning 15..i really need your help…!?
i know that he didnt abandon me because he processed my paper before when i was a child...he even gave me child support before...when i was still 3 i guess...but then that doesnt matter..i dont want money,all i want is to see him.. then i was doing all my best to find him.i even tried lots of webpages because that is the only way i can find him [...]
Does Yellow Pages bring you job leads?
I have a small house painting business and I'm considering placing a credit card size ad in the Yellow Pages book. I will also appear in the online yellow pages. The sales rep gave me a price of a little over ,000 to place my ad in two books, and an optional per month to be listed on Dexknows.com. For my line of business, is it worth the money [...]
I'm going to file a dispute against a strip club?
I'm sure this has happened to many people. And I'm sure you will all tell me there is nothing I can do about it. I was a little drunk. After talking to the bank, I realized that I had paid 600+ dollars for the service that was not worth 600 dollars, and I never actually got the service I was promised. Sure I agreed to pay, but I did not agree [...]
Is there any legitimate job websites that aren't scams?
I'm a member of CareerBuilders.com and Monster.com just to name a few. I recently updated my resume which is very well written (thanks mom) and uploaded it into Career Builders. I decided to really treat this website like a full time job by figuring out how all the tools work on the stupid site (let's call it what it really is). So, as I carefully [...]
If my corporation get sued by client and they win would it will effect my personal credit?
I have a corporation and i provide service to get line of credit for small businesses, and their is one client who already sign the contract and its said in the contract if they cancel for any kind of reason they cannot get their money back and he already sign and agree on that but when the market go bad and his credit also screw up he said that [...]
I want to go self employed and deliver Alcohol and Tobacco…?
I am starting a business which involves delivering Alcohol and Tobacco. Do I need a Personal License or do I need a Premises License? Or both? I have a feeling its both. What are the processes in obtaining both of these licenses, for example, I know a Premises License involves paying a non-refundable £100 but would I have to go to court or [...]
Will my delinquent debt keep me from getting security clearance?
I am currently in the process of interviewing for a job that requires secret security clearance. I am in college, graduating in May, and have student loans and some delinquent debt on credit cards. I am in the process of paying off several of the cards, however there are a few that I just don't have the money to make payments on right now. I am [...]
What type of consequences does a s-corp. face when it fails? More so what do the owners face in this situation
I entered a partnership about 8 months ago. My partner reassured me that the company was solid. It didnt take me long to realize that that certainly wasn't the case. Eight months later we are in what seems to be a very bad situation. The money that we make is only enough to pay our employees and very little bills. Furthermore, my partner regularly [...]
Getting a commercial real estate loan?
My fiance and I are trying to get a commercial loan for a rental property. He has a credit score of about 680, and I have a score of 554, what are our chances of getting this loan? I have the worst score, but I make the most money.
Can anyone tell me about professional debt arbitrators?
Their brochure mentions "customized savings plan" and says generally they have average settlement of approx. 35% of balances owed. This outfit has an "Inc." and does charge fee according to debt amount. About how much? Anyone know??? If someone could better explain this I'd know whether or not this is my best way of getting out [...]
I'm going to start buying clothes and items online (Beginner please help)?
I'm 16 years old. Since I barely go out to the mall due to over protective parents,I've decided to shop online. I do not have any credit card or any card at all for that matter and I'm assuming it's the ONLY way to shop online,right? So,I'm going to give my best friend the money and she'll do the process since she has a credit card.It's my [...]
Can't open savings account due to no credit?
So I've had an HSBC online savings account for a couple years now. Their interest rate dropped to 1.85 recently, and the GMAC online savings rate is at 2.50%. So I figure I'll open a GMAC account, then keep 2/3 of my money in whichever has a better rate at a given time. I went thru GMAC's online application process, then today I call them [...]
I have no credit history and I need an unsecured credit card without a co-signer. Any suggestions?
I have no credit history and all the credit cards that are available to me are a hoax. Most require of the credit cards atleast 0 of my own money to start the credit building process. If credit is provided there are charges that are first applied which take up most of the available credit until I pay them off. This credit building process is [...]
Are there any consumer credit cards that provide 3rd level detail (item level) on purchases in statements?
3rd level detail information on credit card statements is line-item information. I know that some small business oriented credit card companies can provide this level of detail on statements. Are there any consumer-focused cards that provide this level of information? I'm trying to monitor my spending. When I buy stuff from Super Target, for [...]
I bought a junk computer can I return it or am I screwed?
So my old PC crashed-hard... I took it to our local tech guy and he told my best option would be to buy one, from him of course. We talked about an Intel Quad Core Acer with all the other goodies for around 00. I put 0 down and he let me know that he would order it as soon as the credit card was processed. After 8 days I called (again) to see if I [...]
Can the computer tech get away with this or can I get my money back?
So my old PC crashed-hard... I took it to our local tech guy and he told my best option would be to buy one, from him of course. We talked about an Intel Quad Core Acer with all the other goodies for around 00. I put 0 down and he let me know that he would order it as soon as the credit card was processed. After 8 days I called (again) to see if I [...]
Can a computer tech sell a bad PC and get away with it?
So my old PC crashed-hard... I took it to our local tech guy and he told my best option would be to buy one, from him of course. We talked about an Intel Quad Core Acer with all the other goodies for around 00. I put 0 down and he let me know that he would order it as soon as the credit card was processed. After 8 days I called (again) to see if I [...]
What arand e some reputable reverse mortgage companies?
My great grandmother is 80 and has quite a bit of credit card and medical debt but not much income. She owns her house outright, and compared to other options, a reverse mortgage seems to be the best option. It would make her life a lot less stressful. She realizes that if it isn't paid back, her children won't inherit the house. Anyways, what [...]
opening a small business in ontario, canada?
i am a 22 year old college graduate, and i have been working for a few years since graduating , saving my money and building a perfect line of credit. i have been contemplating an art supply store. i went to college for art, and the only place i could buy my supplies (out of school) was in the city over! the city i live in has a rising art [...]
Would a pre paid card from Walmart work for this?
Im wanting to try out a online membership site which is for the first 2 weeks then a month. I dont have a credit card yet. The debit card I have is connected to my parents and I dont really want them knowing about this since its not harming me and im using my own money. I've just turned 18 so being too young isnt an issue, i just dont want to go [...]
I really need help/ advice about a couple of thing on a credit report please.?
My husband and I are in the process of buying a house and I was shocked when I seen his credit score. I don't know how we've overlooked this but here are the 2 things i found and i'm not sure what's best to do. 1) He opened a loan in November of 2005, last reported activity was in 04/2006. It still shows opened, with 120+ days back due. He [...]
What can I do with credit limit decrease?
I don't know what to do now. I am a small business owner and have or had a good credit. Banks were dying to lend me money. The economy were good back then and my business was doing pretty good. So, I got offers from my business and personal credit cards with 0 interest rates. I admit I took out some loans and line of credit to hire employees and [...]
I am thinking of signing up for a Bank of America Secured card. I am depositing $ 1,000.00 what can I expect?
I hear it takes about 3 weeks to receive the credit card. I've seen posts on here that people sign up with as little as and get a 0.00 limit. How does that happen? Did anyone do anything "special" in the process? I also hear that the card can convert in 6 months with good payment. Please confirm. One more thing can you really add [...]
In the next six months we are opening a franchise and in the process of clearing up poor credit?
I and my partner are looking to open a franchise in the next six months and in the process of clearing up the rest of our credit along with saving six months for capital but we will need a loan under a new corporation. We are wondering due to the crisis if we should wait for a year after the dust settles or will the six months lenders might be [...]
I need some small business advice, I am starting a small business?
I have a website and sell quality products. However I am not driving too many customers to my site. I have a lot of ideas to get customers. The problem is that I don't have the money to get this ideas rolling. I have bad credit and can not get a small business loan. How can I get the money to get my marketing ideas and plans off the drawing [...]
