Posts Tagged ‘secured credit card’
steps to change wells fargo secured credit cared to unsecured after one year?
i was told that after having secured credit card for one year i can have unsecured credit cared and get my money back.so it is the time now but i dont know the steps to do that. when i go to different wells fargo branch they told me differen steps. can anybody tell me best way to get the unsecured credit ? thank you
Unsecured Credit card with No Credit?
I'd like to get a credit card but I keep getting turned down. It's because I don't have a credit score yet (I'm just starting out. I'd like to be very clear, I do not want a secured credit card. I want an unsecured one. If I can't get accepted for one, I'll just apply for a store one and build my credit that way, but does anyone know of a credit [...]
Can I get an unsecured credit card. I'm doing an intern job and got SSN for the first time?
hi all..i'm a Master's student in Bay Area CA. I'm doing an Intern job and got SSN for the first time. I'd like to apply for Credit card for the first time. Which bank will provide credit card with comparatively less interest rates. And please tell me Which Bank provides UNSECURED credit card even for newly issued SSN holders. ( I'm looking to [...]
Secured vs Unsecured Credit Card?
I am aware that a secured credit card will help me boost my credit score as long as a I pay on time, but if I can get qualified for an unsecured credit card, should i get one? Basically my question is, will one raise my score faster or higher than the other? Do lenders look down upon "secured" credit cards?
Can I get an unsecured credit card. I'm doing an intern job and got SSN for the first time?
hi all..i'm a Master's student in Bay Area CA. I'm doing an Intern job and got SSN for the first time. I'd like to apply for Credit card for the first time. Which bank will provide credit card with comparatively less interest rates. And please tell me Which Bank provides UNSECURED credit card even for newly issued SSN holders. ( I'm looking to [...]
How to settle bad debt?
I have debt that is about 4 yrs old that I would like to settle or pay off. Some are/were with collection agencies (not sure now where they are because of the age of the debt). The debts are unsecured (electric, cable, etc.) and some are secured. I also had a foreclosure of the same age. While I know that the foreclosure will still hurt my [...]
I have BAD credit.does anybody know of any kind of UNsecured credit card that i can definately get? and where?
website or anything would help. i do have a good job and everything. i just want a card for back up. and the places i have applied wont approve me but for a secured credit card. i don't want a secured card. thank you for all who can help.
How can I get an unsecured credit card with crap credit?
I need to rebuild my credit, but can't afford a secured credit card. Is there any bank outside of Premier Bank that will give me an unsecured card?
Is this the fastest and best way possible to establish credit?
(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]
Is this the fastest and best way possible to establish credit?
(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]
Is this the fastest and best way possible to establish credit?
(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]
secured credit cards?
Do they really work? Do they really rebuild you credit? Right now, I have a 660 credit score. 1 credit card that I owe 2600.00 on. I am in the process of getting my credit score up. Do you think I could do this by signing up for a secured credit card? or, would it just be best to pay the 2600 credit card off first and wait it out? I just want [...]
What is the difference between a secured and unsecured credit card?
I want to go on a trip and rent a car and get a hotel room. I have a credit card but it is over it's limit and I applied for a credit card and got rejected. I don't know what a secured credit card is. Can a secured credit card be used the same as a normal one. Do you put money on it like a debit card? Any help will be helpful. Thank you.
What unsecured credit card can I get?
What banks will allow me to get a unsecured credit card since I have no credit. I would like to get a unsecured credit card so I can build my credit up and everything. I don't want NO secured credit card though, I would like to get my hands on a UNSECURED credit card. Please help!!!!
how to change the secured credit card to unsecured credit card?
I have a secured credit card with Bank of America , I would like to draw the deposit and get the account to unsecured credit card instead what shall I do?tnkx 1- I have build a good credit score 2- I already obtained a credit card 3- I just want to draw the deposit
How can i get UNSECURED Credit card with my new SSN?
hi all..i'm a Master's student in Bay Area of CA. I was granted with a SSN for the first time. I'd like to apply for Credit card. Which bank will provide credit card with comparatively less interest rates. And please tell me Which Bank provides UNSECURED credit card even for new SSN holders. ( I'm looking to get Unsecured one directly without [...]
How long does it take a credit card company to process a credit card application?
I just submitted an application for a secured credit card about a week ago and the credit card company debited the 0 from my checking account that I would need for a security deposit and I still haven't received my credit card yet. When do you expect that I should receive my credit card?
How long does it to build up enough positive credit to qualify for an unsecured credit card?
I have a secured credit card that I have been paying for about two months now and it is valid for one year, do you think that I might need to get another secured credit after my existing account ends before I can qualify for an unsecured credit card?
Is this the fastest and best way possible to establish credit?
(I have 1 year of making my auto loan payments on time.) 1) I plan to take out a 0 secured personal loan from my bank for 6 months. 2) Then go to a different bank with the 0 and take out another secured personal loan from that bank for 6 months. 3) Repeat this once more at a third bank. 4) Establish a 0 security deposit account at my [...]
