Posts Tagged ‘small business’
can you use unsecured personal line of credit to finance a small business?
I currently have a small online (home based) retail store. Only after a few months of selling, I see there is a lot of potential to be made. I want to make my next move and that is to expand (order more stocks). So, I was thinking about applying for an unsecured line of credit and use that money to finance my small business? Around 7k to 10k [...]
is tenant a business responsible for rent of rest of lease duration if tenant closes business due to?
landlord's fault? we have small business. A month ago something happened to our business building and phone line was damaged. Phone and credit card machine haven't been working and it has been affecting our business. Verizon said something is damaged in our building and it's something our landlord has to fix by dealing with conedison. Our landlord [...]
Has anyone ever gotten a business line of credit ?
I am an owner/partner in a small business that has been running for about 7 months. we just applied for a business line of credit from Chase bank. My brother is the co-signer with a 750 credit score. I am not sure how the process works and wanted to know if anyone has ever gone through the whole application before and got approved. the lender [...]
Why do I need a Federal tax ID to open a wireless merchant account for credit card machine?
I thought about opening up a small business and I called NAB company for a credit card machine and an account. One of the questions was what is my federal tax ID so I just wanted to know what is NAB doing with that number. Are they going to report the feds that I have a business or what???
Where to get Vendor Credit?
We have a small business and been in business for five years now; I do not have any lines of credit an am wondering where can I apply for vendor lines of credit or other places to start building some business credit? Thanks for your help!
Healthcare day 63 – now we learn the bill discourages hiring new workers – are you ready to repeal the bill?
If your company has 15 employees you get certain tax credits for health insurance on employees, but get past 25 employees and the tax credits go away. It does not take a genius to realize that the Healthcare bill passed by Pelosi-Reed-Obama will discourage these small business from hiring new workers if the cost of doing business will go up by [...]
Can I sue partner for misappropriation?
I am a web developer and full time student that traded one of my assets (a profitable website) for a 30% stake in a small business that sells a proprietary product in the United States. The situation is quite simple that I'm facing. My partner, who owns the lionshare (70%) of the company, decided we should sell the website since we had a good [...]
I know this is a little long but it is the last thing of the year. There might be messups :P?
1. Name the opposite of the integer. –3 (2 points) * negativeonethird_large * 3 * –3 * onethird 2. Find the absolute value. |5| (2 points) * 5 * –5 * onefifth * –onefifth 3. Compare. Use <, =, or >. 13 __ 7 (2 points) * < * > * = 4. [...]
Are lines of credit dischargeable in bankruptcy?
I took out a line of credit with my small business. Unfortunately the business put me in a lot of debt and is now over. I am unemployed and cannot pay on my line of credit right now. Should I file for bankruptcy? And if so is this debt dischargeable?
Why do liberals come to my H&R Block office? Don't they believe in paying more taxes/"sacrificing"?
I get these rich liberals in my store who want to maximize their deductions. Every little small business expense, every tax credit. Yet these are the folks saying the rich should "pay more" in taxes. Well... wouldn't just filling out the EZ form, or failing to take advantage of these deductions, result in "paying more" [...]
I won a gov bid but needs funds to deliver the product?
I own a small business and recently got a government bid. I need K to purchase the equipment from the MFG and will get K in the end. I wrote "payment in advance" on the bid but the county said they pay 30 days after install. It takes 35 days sea freight to get my product, 1 week for the install and 30-45 days to get paid. I offered a [...]
Is Your Bank Fair With Their Fees?
I belong to a credit union and as long as I have the money in the account, I pay no monthly fee and can write as many checks as I want to in a month. Chase raised their monthly small business fee to , and charges a 0 annual fee on lines of credit. I just heard that Citi is going to raise their fees as well. What do you think about you bank (or [...]
Can I file for bankruptcy?
I couldn't get a loan for my small business and I endup using all my credit cards to cover team, supplies, trips for our team riders, rent, goods and services, some equipment, etc.. The business was as sole and all the card were on my name. So is my personal line of credit. I was hoping that it will payback the bills and didn't go that way. I [...]
Why do people still think Obama = SUPERMAN?
It hasn't even been a year yet and Obama has already shown his true colors: - Expanding BOTH wars, and ordering predator drones strikes into Pakistan (Despite being the "peace" candidate and promising a "quick withdrawal") - Has already put the taxpayer at risk for a .7 trillion line of credit available ONLY to big [...]
Is it illegal to run a business on a residental line?
Now verizon is saying that its illegal? I run a small business making around 100k a year but this phone bill & all these business lines are killing me 300+ a month!! So i connected my credit card machine,fax,phone & internet to one phone jack & everything works fine. Will i get taken to jail if i just switch to one residental [...]
Can I still Refinance If I'm Self Employed? I have an Option ARM mortgage and am afriad of rising rates!?
I JUST started my own business and bought a new house and between the two I'm kinda broke. Started the business about 6 months ago and I've been moved in here now for about 12 weeks now. I keep hearing that the mortgage companies that made stated income loans are all going out of business. I got a smart choice mortgage and a line of credit [...]
Vonage or Magic Jack Can They be Used With a Credit Card Terminal?
I am looking to start a small business and need internet access but not a land line phone. I want to get a broadband card from either Verizon or Sprint. I will take credit/debit cards and need a line for the Card Authorization terminal used to swipe the cards and enter pin numbers. Does anyone definitively know if Magic Jack or Vonage can be [...]
I have a home(appraised @ $425,000, a mortgage @ 291,000, credit card debt @ 95,000.?
We have a small business and slow economy that caused all the debt. According to the bank we can't get a equity line of credit because our debt to ratio is too high. So what is our option?
any successful people whant to teach me how to make money without a job?
i know there are ways to make money without a job. I would like to here some success stories, or someone to teach me how they did. i am eager to learn and a fast learner. i am also highly self motivated, just dont know which direction to point myself. i would like to start something part-time and build it up to a full time income. please no mlm or [...]
Where can I find free legal instructions for completing debentures?
I own a small business and am in need of working capital. I was advised to offer debentures as my business has only been in existence for a short time and I am finding it difficult to get a line of credit.
Does anyone have any referrals for hard money lenders?
I am trying to buy a small business. I have real estate and an excellent credit score. I am having an issue to get a loan. I do not want to take out a line of credit on my property. I am looking for an alternate resolution. Any and all suggestions and/or referrals are welcome.
How should I invest the money I have acquired?
I opened a small business from home a year ago and it is still in operation. Last year I made saved ,000.00. I want to purchase a home with that money (0,000.00) but my personal credit score is still below 620. I have paid everything off, written to my credit companies, and have tried getting a new line of credit, etc... i also incorporated my [...]
Small business: Landlines or VoIPs?
Heres the deal. I have a small business.I HAVE to be able to have 3 phone lines open for customer support, one fax machine, and one credit card machine. The phone system we have currently hasnt been updated in at least 20 years and was not professionally installed, basically it's falling apart and I'm losing/missing calls. The phone company wants [...]
Transfer balances between Personal and Business Cards?
Transferring Balanced from Personal to Business Cards? I run a couple of small business and have traditionally used personal credit cards for the expenses. I would like to get my utilization down on my personal cards so I can increase my score and refi a couple of cars at lower rates. Is there anything wrong with transferring debt from my [...]
I own a small business & worke for someone else now. What kind of tax return will I need to file for 2009?
So the details are I own a small business(ecommerce) which hasn't made me any profits yet. I am still paying hosting fees for my site, internet & a land line all are in the business name. I am the sole proprietor, now I had to go back to work to make ends meet. What kind of taxes will I need to file for 2009? Are there any specific ways to get [...]
Credit Bureau Subscription, what does it cost?
I own a small business and i would like to offer my customers a line of credit. How much would it cost for me to subscribe with one of the 3 credit bureaus? I would like to be able to access my customers credit history and post to it like any other credit card or loan. Please do not reply with "You can get a free credit check once a [...]
can my company's corporate credit score effect my personal credit score?
Because of the current economy my small business, which is incorporated is unable to make payments on its credit lines. Will it effect my personal credit score if payment are on late on a corporations Credit line?
Are there any consumer credit cards that provide 3rd level detail (item level) on purchases in statements?
3rd level detail information on credit card statements is line-item information. I know that some small business oriented credit card companies can provide this level of detail on statements. Are there any consumer-focused cards that provide this level of information? I'm trying to monitor my spending. When I buy stuff from Super Target, for [...]
Transferring Balanced from Personal to Business Cards?
I run a couple of small business and have traditionally used personal credit cards for the expenses. I would like to get my utilization down on my personal cards so I can increase my score and refi a couple of cars at lower rates. Is there anything wrong with transferring debt from my personal cards to my business cards (where utilization doesn't [...]
What is the general price per credit hour for classes at a university or college?
I graduated from college back in '88 with a B.A. in English lit. I am now looking to study something more sturdy and checked into an on-line university that wants 4 per credit hour. Am I completely out of the loop or is that the going rate? I prefer to study on-line, as I live in a small town. I am now interested in business accounting to help [...]
