Ethical Resources For Ethical Small Business Owners
Wednesday May 23rd 2012

Posts Tagged ‘thanks in advance’

Are there any resources out there for women starting a business where NO down payment is required?

I have searched and talked with so many different organizations about getting a business loan including SBA, commercial banks, and state funded organizations set up for funding small business owners. I have the business plan, the statistics for future sales and I have the collateral. What I don't have is money for a down payment even if it's [...]

How do I build credit on a tax ID number for my small business?

Last spring I started up a Landscape Service for extra income. I provide lawn mowing, tree trimming and other general lawn maintenance services. I registered my buisness with county (DBA). I filed for and recieved a federal tax ID number or EIN. I opened up a buisness account on this number so I could track finances that were business related. I [...]

can you get an unsecured credit card with a credit score of 610?

im trying to repair my credit and figured Id apply for a credit card but Im not interested in a secured card for a few reasons lol.do you know if you can get one and where?thanks in advance :)

How can I get out of debt quick?

Ok, I am about 4,000 dollars in debt right now and I need help getting out of it immediately. It's not all credit card debt, one debt is a overdraft reserve line (,800) one is a missed payment that lead to cancellation of AT&T phone lines with multiple lines (0) by USBANK checking account, an unauthorized transaction went through, then when i [...]

About 66% of all credit card transactions are processed by what 3 banks?

I herd that only 3 banks control about 66% or 2/3 of all Credit Card transactions. What are the 3 banks? Any information is appreciated. Will select best answer. Thanks in advance.

Should I consolidate my debt?

I'm in the process of trying to get approved for a mortgage. I don't have alot of debt. I have 8,000 on my car left. And 1,500 in credit cards. My husband has 4,000 in credit card debt. We were thinking about doing a debt consolidation and emptying the credit cards and having the one large monthly payment. Will this hurt, or improve our chances [...]

Can anyone tell me about professional debt arbitrators?

Their brochure mentions "customized savings plan" and says generally they have average settlement of approx. 35% of balances owed. This outfit has an "Inc." and does charge fee according to debt amount. About how much? Anyone know??? If someone could better explain this I'd know whether or not this is my best way of getting out [...]

Has anyone ever started a franchise? What types of people are needed to?

I am a mechanical engineer and to date I have been an employee so small business ownership is new to me. I am at the very beginning stages of starting my first franchise. It is a small sandwich shop which will be about a 0-400k investment. My application to the Franchisor is still is in the approval process and I starting to put together a team [...]

How far apart should I apply for a Credit Card?

My credit score is around 730ish sometimes higher sometimes lower. I have 14 Hard Inquiries on my credit report because I was not aware of the inquiries and how it will effect my score when trying to build my credit. I currently have 0 limit for Kays Jewel, &300 limit for a regular Credit Card and recently a 0 limit for Peir1. I recently got [...]

Are there any consumer credit cards that provide 3rd level detail (item level) on purchases in statements?

3rd level detail information on credit card statements is line-item information. I know that some small business oriented credit card companies can provide this level of detail on statements. Are there any consumer-focused cards that provide this level of information? I'm trying to monitor my spending. When I buy stuff from Super Target, for [...]

How to repair my credit?

Ok I am 23. I am a first year grad student and I also have a full time job. I am trying to be responsible and plan for my future. I have a low credit score because of stupid stuff and now I am trying to build my credit and show that I am responsible. I have 3 hospital bills on my credit report which I just paid all three of them off, I have a [...]

I really need help/ advice about a couple of thing on a credit report please.?

My husband and I are in the process of buying a house and I was shocked when I seen his credit score. I don't know how we've overlooked this but here are the 2 things i found and i'm not sure what's best to do. 1) He opened a loan in November of 2005, last reported activity was in 04/2006. It still shows opened, with 120+ days back due. He [...]

I need some small business advice, I am starting a small business?

I have a website and sell quality products. However I am not driving too many customers to my site. I have a lot of ideas to get customers. The problem is that I don't have the money to get this ideas rolling. I have bad credit and can not get a small business loan. How can I get the money to get my marketing ideas and plans off the drawing [...]

What are the risks associated to an UNsecured small business loan?

I am working on starting a small business soon. I am financing a big chunk myself but need a small business loan for more than half of the start-up cost. I have been told by different professionals out there that with my age, credit score, and years of established credit I would easily qualify for an unsecured business loan, meaning that I don't [...]

i offer website design & development, can i have credit card processing on my website? how? any URL?

As a freelancer, i offer website design and development on top of my normal job, however, I want my customers to be able to transact payments using their credit cards. Also, I'm a non-US country? How do I set this up? and What would be the requirements? Any URLs? Thanks in advance.

Is web ranking related to changing web hosting?

Hi, I am the webmaster for a website selling clothing. My website is end with .com but my domain name is hosted by an Australian Host and my business is based in Australia. I currently have web site hosting with an Australian hosting company (this company is different with the domain hosting Co.) , because the server is often down at weekend [...]

Best web hosting company for building an online graphic design studio business website?

Im starting an a small design business of my own- an online graphic design studio. The business will be completely internet based. I will be putting up my business website in a .com domain. The website will also include the following features: 1) SSL secured transactions for online payments by clients 2) "Request a quote" form for [...]

Can someone explain the entire credit card process;who makes money after my card is swiped? First Data?

I'm looking to see how a company like First Data or Mastercard makes money. I read that JPMorganChase decided to move away from First Data to process their cards. Can someone explain how First Data makes money (not via Western Union)? Am I to understand that they "process" the credit card or debit payment? So if they process [...]

What is the best way to get rid of credit card debt?

My husband and I are on a low/moderate income. We have four small children and recently purchased a home that was in the process of being built. So, we are finishing it. We used credit cards to get what we needed to do this and at first they had no interest. Well, now they do and it is killing us:) I want to consolidate them and save [...]

Yahoo Domains & Hosting Management?

Hello, I have 3 domains with Yahoo! - 2 of them are online and hosted with Yahoo! Small Business Plan. 1 of my domain names does not have a hosting plan, so I wish to move my domains in a way that the domain without hosting is hosted with my already paid for hosting plan. Is it possible to put 2 domains on the same hosting plan? If not, can I [...]

How to market items on internet with least costly overhead and best public exposure?

I have a small internet business selling Avian Fashions bird diapers & other bird clothing, as well as Beverage Wear from Dressed to Chill. I have a store, but not many people see it on the internet and advertising is very expensive. I advertise on eBay, and enjoy Ebay very much, but the overhead cost is high. I am trying to figure out how [...]

Do I have to incorporate my business to have my own web store?

I plan on creating a web store using another website where the shopping cart, host domain name, etc would be provided. Do I still need a merchant account? Do I need to incorporate my business or can I sell my products (around 10) on my website? I'm not going to sell through ebay because I already have some loyal customers but my products are [...]

Can you buy a DOMAIN without a WEB HOST? ?

I purchased a domain with a web host for my business but now I am reconsidering my purchase. I don't really understand the entire domain/web hosting thing. If i have a domain, do i need a web host? if so, why or why not? what's the difference with having or not having a web host and how will i benefit or not benefit from paying for one? are there [...]

I am looking for the best Ecommerce web hosting company for a very small business.?

I am looking for a company that will provide everything ,under one company,domain name ,web hosting ,Where I can takepayment with all major credit cards and paypal. Dont need alot of pages and a bunch of email addresses. Just want to be able to display the sells items properly on the site and have customer able to purchase them on a secure site. [...]

Any credit card processing company in USA who does processing for foreign based companies?

I am looking for a credit card processing company who can do processing for our US based clients buying our service online. We are an indian based company so we want this company to wire transfer us the money in our indian account. I spoke with couple of companies and they said, they do it on case to case basis. I am currently using paypal and [...]

Does anyone know of a good company that refinances a mixed used property in NYC?

I have six family mixed used (residential/commercial) brick building in NYC. I am curious to know of any reputable companies that handles refinancing of this type of property. I appreciate your help. Thanks in advance.

What exactly is a merchant account? & what bank is the best as far as merchant accounts go?

I am a Passion Party consultant & I want to accept crredit cards but I keep hearing I should get a merchant account. What exactly is it & what are some of the fees? Which bank is best? Thanks in advance.