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What is Credit Card Processing for low apr credit card and what are the term and conditions for it?
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It depends on which credit card company you are using.
Call the credit card company or companies that seem to match your needs to verify the publicized information. Ask if they have any other plans available.
If you are currently a cardholder and have a good credit rating, ask the credit card company to lower your current rate or to reduce or waive your annual fee. Negotiate.
Review the following information about the plans:
Is the card accepted nationally? Regionally? Only in one state? Only in a specific store?
Is the interest rate fixed? Variable? Tiered? If the rate is variable, what is the index? The margin? The multiple?
What is the APR for purchases? For cash advances? For balance transfers? Is there a penalty rate if you make late payments?
What method for determining the outstanding balance does the credit card company use to calculate the finance charge?
What is the annual fee, if any?
you can get best credit card from: http://www.card-city.com/Popular_Cards.html